37218 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 37218? There are over 5,441 occupied homes in the 37218 area. With a population size of 14,875, it's not uncommon for residence of Nashville, TN to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Tennessee is around $932 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 37218 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Nashville, TN Home Insurance Rate Quotes

37218 Home Insurance Average Premiums

Local 37218 homeowners insurance quotes comparison

$682 /yr.

Shows Zip Code: 37218 lowest rates with discounts applied on average.

For the 37218, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$682 /yr.
Average Coverage:	$932 /yr.
2600 sq. ft. or higher (all discounts applied)	$1232 /yr.

What is the average home insurance cost for a home in 37218?

• The average homeowners insurance premium paid annually for a home in 37218 is around $932 per year.

What does it cost on average per month for home insurance in 37218?

• Homeowners in 37218 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 37218?

• Autoowners in 37218 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nashville area, check out other zip codes nearby 37218.
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37218 homeowners insurance rates

Home Replacement Cost Coverage in 37218

Average Building Cost Per Square Foot in 37218: $135

Location: Nashville, Tennessee (Davidson County)

Average Square Footage in 37218: 1,554 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37218 before you start any project. Nashville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37218 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37218 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,554 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nashville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$135	1,554	$209,800
Additional Upgrades & Added Features	$169	1,554	$262,250
Major Home Updates or Advancements	$203	1,554	$314,700

Calculate Your Dwelling Coverage in 37218

It's important to understand that when you estimate your replacement cost of your home in the 37218 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 37218

Allstate Insurance Companies - Sales Offices- Hermitage

Address: 5751 Old Hickory Blvd Nashville, TN 37218
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Direct General Insurance Agency Inc - Other Offices- Bordeaux

Address: 3411 Clarksville Pike Nashville, TN 37218
Phone:
Website:
Info:

Housing Demographics for 37218

Population Review for 37218 Zip Code

For the city of Nashville, the population within 37218 has increased to over 15,439 residents in population size. The current population total is 14,875. We have broken down the population based on race below. In 37218, there are over 6537 in male population and 8338 females.

Population	Values
Total Population	14,875
White Population	3331
Black Population	10363
Hispanic Population	633
Asian Population	172
Hawaiian Population	2
Indian Population	38
Other Population	408
Male Population	6537
Female Population	8338
Population Estimate	15439

Household Data for 37218

The average number of homes in 37218 is around 5,441, there are an average of 2.51 per household. The average house value according to local real estate values is around $209,800. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	5,441
Persons Per Household	2.51
Average House Value	$209,800
Income Per Household	$48619
Median Age	41.9
Median Age Male	40.1
Median Age Female	43.0

37218 Details	Values
State	TN
State Full Name	Tennessee
City Type	P
City Alias Abbreviation
Area Code	615
City	Nashville
City Alias Name	NASHVILLE
County	Davidson
County FIPS	037
State FIPS	47
Time Zone	6
Day Light Saving	Y
MSA	5360
PMSA
CSA	400
CBSA	34980
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Nashville-Davidson--Murfreesboro--Franklin, TN
MSA_Name	Nashville, TN MSA
PMSA_Name
Region	South
Division	East South Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	193
Number Of Employees	2581
Business First Quarter Payroll	29789
Business Annual Payroll	119728
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	1589934
CBSA Division Population	0
Congressional District	07
Congressional LandArea	9160.44
Delivery Residential	6151
Delivery Business	303
Delivery Total	9093
Preferred Last Line Key	X25566
Classification Code
Multi-County
CSA Name	Nashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State Key	X25566
Land Area	39.041000
Water Area	1.444000
City Alias Code
City Mixed Case	Nashville
City Alias Mixed Case	Nashville
Box Count	0
SFDU	5380
MFDU	398
State ANSI	47
County ANSI	037
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	C
Finance Number	476144
Unique ZIP Name
SSA State County Code	44180
Medicare CBSA Code	34980
Medicare CBSA Name	Nashville-Davidson--Murfreesboro--Franklin, TN
Medicare CBSA Type	Metro
Market Rating Area ID	4
County Mixed Case	Davidson

Tennessee Homeowners Insurance News & Information

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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

Home Insurance Quotes in 37218!