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37215 Homeowners Insurance Quotes & Rates

Nashville residents living within the 10,386 homes available in the zip code of 37215 are shopping online to compare cheaper and more affordable Nashville, TN home insurance rates. In the great city of Nashville, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Tennessee is around $798 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 37215 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 37215 home insurance rates today! Please give us a call now at 1-855-976-2656. For Nashville, TN Homeowners Insurance Quotes, Click to easily get started!

37215 Home Insurance Average Premiums

Local 37215 homeowners insurance quotes comparison

$548 /yr.

Shows Zip Code: 37215 lowest rates with discounts applied on average.

For the 37215, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$548 /yr.
Average Coverage:$798 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1098 /yr.

What is the average home insurance cost for a home in 37215?

  • • The average homeowners insurance premium paid annually for a home in 37215 is around $798 per year.

What does it cost on average per month for home insurance in 37215?

  • • Homeowners in 37215 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 37215?

  • • Autoowners in 37215 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nashville area, check out other zip codes nearby 37215.
Review average rates in another zip code:
37210 homeowners insurance rates
37240 homeowners insurance rates
37209 homeowners insurance rates
37205 homeowners insurance rates
37207 homeowners insurance rates
37221 homeowners insurance rates
37218 homeowners insurance rates
37217 homeowners insurance rates
37204 homeowners insurance rates
37219 homeowners insurance rates

Home Replacement Cost Coverage in 37215

Average Building Cost Per Square Foot in 37215: $135

Location: Nashville, Tennessee (Davidson County)

Average Square Footage in 37215: 5,320 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37215 before you start any project. Nashville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37215 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37215 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,320 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nashville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1355,320$718,200
Additional Upgrades & Added Features$1695,320$897,750
Major Home Updates or Advancements$2035,320$1,077,300

It's important to understand that when you estimate your replacement cost of your home in the 37215 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37215

A & B Insurance Solutions

Address: PO Box 150438 Nashville, TN 37215
Phone: (615)292-2771
Website: www.abinsurance.com

Crichton-Perry-Brandon-Jackson

Address: 3841 Green Hills Village Dr Nashville, TN 37215
Phone: (615)986-6236
Website:

John M. Thetford Agency

Address: 4004 Hillsboro Pike Nashville, TN 37215
Phone: (615)297-2200
Website:

Huff Mike Insurance

Address: 20 Burton Hills Boulevard Nashville, TN 37215
Phone: (615)665-9200
Website:

Best Home & Auto Insurance Agencies in 37215

Crichton-Perry-Brandon-Jackson

Address: 3841 Green Hills Village Dr Nashville, TN 37215
Phone:
Website:
Info:

A & B Insurance Solutions

Address: PO Box 150438 Nashville, TN 37215
Phone:
Website: http://www.abinsurance.com
Info:

Sargent Jr- Charles M - State Farm Insurance Agent

Address: 4094 Hillsboro Pike, #202 Nashville, TN 37215
Phone:
Website:
Info:

John M. Thetford Agency

Address: 4004 Hillsboro Pike Nashville, TN 37215
Phone:
Website:
Info:

John M Thetford - Nationwide Insurance

Address: 4004 Hillsboro Pike, #245b Nashville, TN 37215
Phone:
Website: http://www.nationwide.com/agent/Nashville-TENNESSEE-insurance-agent/johnthetford/office.html
Info:

Housing Demographics for 37215

Population Review for 37215 Zip Code

For the city of Nashville, the population within 37215 has increased to over 25,376 residents in population size. The current population total is 23,756. We have broken down the population based on race below. In 37215, there are over 10897 in male population and 12859 females.

PopulationValues
Total Population23,756
White Population21062
Black Population505
Hispanic Population699
Asian Population946
Hawaiian Population1
Indian Population44
Other Population182
Male Population10897
Female Population12859
Population Estimate25376

Household Data for 37215

The average number of homes in 37215 is around 10,386, there are an average of 2.24 per household. The average house value according to local real estate values is around $718,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,386
Persons Per Household2.24
Average House Value$718,200
Income Per Household$133532
Median Age43.3
Median Age Male42.9
Median Age Female43.6
37215 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code615/629
CityNashville
City Alias NameNASHVILLE
CountyDavidson
County FIPS037
State FIPS47
Time Zone6
Day Light SavingY
MSA5360
PMSA
CSA400
CBSA34980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNashville-Davidson--Murfreesboro--Franklin, TN
MSA_NameNashville, TN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1102
Number Of Employees14063
Business First Quarter Payroll222705
Business Annual Payroll986101
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1589934
CBSA Division Population0
Congressional District05
Congressional LandArea1248.57
Delivery Residential11329
Delivery Business850
Delivery Total15542
Preferred Last Line KeyX25566
Classification Code
Multi-CountyY
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX25566
Land Area15.327000
Water Area0.000000
City Alias Code
City Mixed CaseNashville
City Alias Mixed CaseNashville
Box Count437
SFDU8035
MFDU2743
State ANSI47
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number476144
Unique ZIP Name
SSA State County Code44180
Medicare CBSA Code34980
Medicare CBSA NameNashville-Davidson--Murfreesboro--Franklin, TN
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseDavidson

Tennessee Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]