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37330 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 37330? There are over 2,891 occupied homes in the 37330 area. With a population size of 7,026, it's not uncommon for residence of Estill Springs, TN to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Tennessee is around $1,007 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 37330 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Estill Springs, TN Home Insurance Rate Quotes

37330 Home Insurance Average Premiums

Local 37330 homeowners insurance quotes comparison

$757 /yr.

Shows Zip Code: 37330 lowest rates with discounts applied on average.

For the 37330, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$757 /yr.
Average Coverage:$1007 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1307 /yr.

What is the average home insurance cost for a home in 37330?

  • • The average homeowners insurance premium paid annually for a home in 37330 is around $1007 per year.

What does it cost on average per month for home insurance in 37330?

  • • Homeowners in 37330 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 37330?

  • • Autoowners in 37330 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Estill Springs area, check out other zip codes nearby 37330.
Review average rates in another zip code:
37330 homeowners insurance rates

Home Replacement Cost Coverage in 37330

Average Building Cost Per Square Foot in 37330: $135

Location: Estill Springs, Tennessee (Franklin County)

Average Square Footage in 37330: 1,119 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37330 before you start any project. Estill Springs homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37330 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37330 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,119 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Estill Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,119$151,000
Additional Upgrades & Added Features$1691,119$188,750
Major Home Updates or Advancements$2031,119$226,500

It's important to understand that when you estimate your replacement cost of your home in the 37330 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37330

Best Home & Auto Insurance Agencies in 37330

Housing Demographics for 37330

Population Review for 37330 Zip Code

For the city of Estill Springs, the population within 37330 has increased to over 7,373 residents in population size. The current population total is 7,026. We have broken down the population based on race below. In 37330, there are over 3532 in male population and 3494 females.

PopulationValues
Total Population7,026
White Population6457
Black Population131
Hispanic Population128
Asian Population39
Hawaiian Population3
Indian Population17
Other Population50
Male Population3532
Female Population3494
Population Estimate7373

Household Data for 37330

The average number of homes in 37330 is around 2,891, there are an average of 2.42 per household. The average house value according to local real estate values is around $151,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,891
Persons Per Household2.42
Average House Value$151,000
Income Per Household$51581
Median Age45.7
Median Age Male44.4
Median Age Female47.4
37330 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias AbbreviationESTILL SPGS
Area Code931
CityEstill Springs
City Alias NameESTILL SPRINGS
CountyFranklin
County FIPS051
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA400
CBSA49010
CBSA_DIV
CBSA_TypeMicro
CBSA_NameWinchester, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses64
Number Of Employees643
Business First Quarter Payroll4553
Business Annual Payroll20831
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea5984.84
Delivery Residential3047
Delivery Business38
Delivery Total3446
Preferred Last Line KeyX25174
Classification Code
Multi-CountyY
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX25174
Land Area38.855000
Water Area10.061000
City Alias Code
City Mixed CaseEstill Springs
City Alias Mixed CaseEstill Springs
Box Count225
SFDU3028
MFDU0
State ANSI47
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number472964
Unique ZIP Name
SSA State County Code44250
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseFranklin

Tennessee Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]