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Compare 37331 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Etowah just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 3,141 neighbors looking to save on their home insurance policy in the local 37331 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 37331. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Tennessee rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Etowah, TN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Etowah, TN

37331 Home Insurance Average Premiums

Local 37331 homeowners insurance quotes comparison

$748 /yr.

Shows Zip Code: 37331 lowest rates with discounts applied on average.

For the 37331, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$748 /yr.
Average Coverage:$998 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1298 /yr.

What is the average home insurance cost for a home in 37331?

  • • The average homeowners insurance premium paid annually for a home in 37331 is around $998 per year.

What does it cost on average per month for home insurance in 37331?

  • • Homeowners in 37331 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 37331?

  • • Autoowners in 37331 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Etowah area, check out other zip codes nearby 37331.
Review average rates in another zip code:
37331 homeowners insurance rates

Home Replacement Cost Coverage in 37331

Average Building Cost Per Square Foot in 37331: $135

Location: Etowah, Tennessee (Mcminn County)

Average Square Footage in 37331: 832 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37331 before you start any project. Etowah homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37331 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37331 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 832 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Etowah area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135832$112,300
Additional Upgrades & Added Features$169832$140,375
Major Home Updates or Advancements$203832$168,450

It's important to understand that when you estimate your replacement cost of your home in the 37331 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37331

Best Home & Auto Insurance Agencies in 37331

Riden- James D

Address: 501 Tennessee Ave Etowah, TN 37331
Phone:
Website:
Info:

Housing Demographics for 37331

Population Review for 37331 Zip Code

For the city of Etowah, the population within 37331 has increased to over 8,376 residents in population size. The current population total is 7,792. We have broken down the population based on race below. In 37331, there are over 3761 in male population and 4031 females.

PopulationValues
Total Population7,792
White Population6852
Black Population299
Hispanic Population243
Asian Population36
Hawaiian Population0
Indian Population33
Other Population121
Male Population3761
Female Population4031
Population Estimate8376

Household Data for 37331

The average number of homes in 37331 is around 3,141, there are an average of 2.44 per household. The average house value according to local real estate values is around $112,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,141
Persons Per Household2.44
Average House Value$112,300
Income Per Household$52522
Median Age44.5
Median Age Male42.6
Median Age Female46.6
37331 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code423
CityEtowah
City Alias NameETOWAH
CountyMcminn
County FIPS107
State FIPS47
Time Zone5
Day Light SavingY
MSA
PMSA
CSA174
CBSA11940
CBSA_DIV
CBSA_TypeMicro
CBSA_NameAthens, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses112
Number Of Employees2255
Business First Quarter Payroll26966
Business Annual Payroll117081
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population52266
CBSA Division Population0
Congressional District03
Congressional LandArea4570.32
Delivery Residential3433
Delivery Business165
Delivery Total3968
Preferred Last Line KeyX25176
Classification Code
Multi-County
CSA NameChattanooga-Cleveland-Dalton, TN-GA-AL
CBSA_DIV_Name
City State KeyX25176
Land Area39.363000
Water Area0.021000
City Alias Code
City Mixed CaseEtowah
City Alias Mixed CaseEtowah
Box Count267
SFDU3296
MFDU16
State ANSI47
County ANSI107
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number472988
Unique ZIP Name
SSA State County Code44530
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseMcminn

Tennessee Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]