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37333, TN Home Insurance

In the zip code of 37333, the population size is around 550, which consists of 238 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Farner, TN. A few years ago, a study was done and found that the average home insurance rates for Tennessee are around $975 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 37333 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Farner. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Farner, TN Homeowners Insurance Online Rates Today!

37333 Home Insurance Average Premiums

Local 37333 homeowners insurance quotes comparison

$725 /yr.

Shows Zip Code: 37333 lowest rates with discounts applied on average.

For the 37333, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$725 /yr.
Average Coverage:$975 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1275 /yr.

What is the average home insurance cost for a home in 37333?

  • • The average homeowners insurance premium paid annually for a home in 37333 is around $975 per year.

What does it cost on average per month for home insurance in 37333?

  • • Homeowners in 37333 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 37333?

  • • Autoowners in 37333 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Farner area, check out other zip codes nearby 37333.
Review average rates in another zip code:
37333 homeowners insurance rates

Home Replacement Cost Coverage in 37333

Average Building Cost Per Square Foot in 37333: $135

Location: Farner, Tennessee (Polk County)

Average Square Footage in 37333: 500 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37333 before you start any project. Farner homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37333 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37333 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 500 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Farner area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135500$67,500
Additional Upgrades & Added Features$169500$84,375
Major Home Updates or Advancements$203500$101,250

It's important to understand that when you estimate your replacement cost of your home in the 37333 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37333

Best Home & Auto Insurance Agencies in 37333

Housing Demographics for 37333

Population Review for 37333 Zip Code

For the city of Farner, the population within 37333 has increased to over 466 residents in population size. The current population total is 550. We have broken down the population based on race below. In 37333, there are over 276 in male population and 274 females.

PopulationValues
Total Population550
White Population504
Black Population1
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population1
Other Population3
Male Population276
Female Population274
Population Estimate466

Household Data for 37333

The average number of homes in 37333 is around 238, there are an average of 2.31 per household. The average house value according to local real estate values is around $67,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode238
Persons Per Household2.31
Average House Value$67,500
Income Per Household$28464
Median Age49.3
Median Age Male49.3
Median Age Female49.5
37333 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code423
CityFarner
City Alias NameFARNER
CountyPolk
County FIPS139
State FIPS47
Time Zone5
Day Light SavingY
MSA
PMSA
CSA174
CBSA17420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population115788
CBSA Division Population0
Congressional District03
Congressional LandArea4570.32
Delivery Residential202
Delivery Business0
Delivery Total307
Preferred Last Line KeyX25187
Classification Code
Multi-County
CSA NameChattanooga-Cleveland-Dalton, TN-GA-AL
CBSA_DIV_Name
City State KeyX25187
Land Area20.159000
Water Area0.000000
City Alias Code
City Mixed CaseFarner
City Alias Mixed CaseFarner
Box Count46
SFDU202
MFDU0
State ANSI47
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number473072
Unique ZIP Name
SSA State County Code44690
Medicare CBSA Code17420
Medicare CBSA NameCleveland, TN
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePolk

Tennessee Homeowners Insurance News & Information

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