Get multiple home insurance quotes in 37334. Our licensed 37334, TN agents are ready to serve you.

37334, TN Homeowners Insurance Rates

With a population size of 23,435 and with 9,665 occupied homes in the 37334 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Fayetteville, TN are around $977 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Fayetteville, Tennessee. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Tennessee home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Fayetteville, TN.

For Tennessee home insurance information, including average Fayetteville home insurance rates, coverage options or the different homeowners insurance types, please select Fayetteville, TN Home Insurance Quotes Now!

37334 Home Insurance Average Premiums

Local 37334 homeowners insurance quotes comparison

$727 /yr.

Shows Zip Code: 37334 lowest rates with discounts applied on average.

For the 37334, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$727 /yr.
Average Coverage:$977 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1277 /yr.

What is the average home insurance cost for a home in 37334?

  • • The average homeowners insurance premium paid annually for a home in 37334 is around $977 per year.

What does it cost on average per month for home insurance in 37334?

  • • Homeowners in 37334 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 37334?

  • • Autoowners in 37334 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fayetteville area, check out other zip codes nearby 37334.
Review average rates in another zip code:
37334 homeowners insurance rates

Home Replacement Cost Coverage in 37334

Average Building Cost Per Square Foot in 37334: $135

Location: Fayetteville, Tennessee (Lincoln County)

Average Square Footage in 37334: 1,184 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37334 before you start any project. Fayetteville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37334 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37334 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,184 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fayetteville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,184$159,800
Additional Upgrades & Added Features$1691,184$199,750
Major Home Updates or Advancements$2031,184$239,700

It's important to understand that when you estimate your replacement cost of your home in the 37334 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37334

Michael B. Gray Agency

Address: 104 Elk Ave N Fayetteville, TN 37334
Phone: (931)433-1267
Website:

Askew Insurance Agency

Address: 118 College Street West Fayetteville, TN 37334
Phone: (931)433-3059
Website:

Best Home & Auto Insurance Agencies in 37334

Askew Insurance Agency

Address: 118 College St W Fayetteville, TN 37334
Phone:
Website:
Info:

Norris Insurance Agency

Address: 309 Market St E Fayetteville, TN 37334
Phone:
Website:
Info:

Michael B. Gray Agency

Address: 104 Elk Ave N Fayetteville, TN 37334
Phone:
Website:
Info:

Allstate Insurance Companies - Independent Agents- Fayetteville

Address: 312 Market St E Fayetteville, TN 37334
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Cunningham- William R

Address: 4120 Thornton Taylor Pky Fayetteville, TN 37334
Phone:
Website:
Info:

Housing Demographics for 37334

Population Review for 37334 Zip Code

For the city of Fayetteville, the population within 37334 has increased to over 24,804 residents in population size. The current population total is 23,435. We have broken down the population based on race below. In 37334, there are over 11285 in male population and 12150 females.

PopulationValues
Total Population23,435
White Population19444
Black Population2028
Hispanic Population818
Asian Population139
Hawaiian Population7
Indian Population90
Other Population326
Male Population11285
Female Population12150
Population Estimate24804

Household Data for 37334

The average number of homes in 37334 is around 9,665, there are an average of 2.40 per household. The average house value according to local real estate values is around $159,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,665
Persons Per Household2.40
Average House Value$159,800
Income Per Household$54252
Median Age43.0
Median Age Male41.2
Median Age Female44.9
37334 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code931
CityFayetteville
City Alias NameFAYETTEVILLE
CountyLincoln
County FIPS103
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA290
CBSA22190
CBSA_DIV
CBSA_TypeMicro
CBSA_NameFayetteville, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses506
Number Of Employees6154
Business First Quarter Payroll59430
Business Annual Payroll262895
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04|05
Congressional LandArea5984.84|1248.57
Delivery Residential10335
Delivery Business748
Delivery Total11598
Preferred Last Line KeyX25190
Classification Code
Multi-CountyY
CSA NameHuntsville-Decatur-Albertville, AL-TN
CBSA_DIV_Name
City State KeyX25190
Land Area254.208000
Water Area0.163000
City Alias Code
City Mixed CaseFayetteville
City Alias Mixed CaseFayetteville
Box Count329
SFDU9531
MFDU355
State ANSI47
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number473108
Unique ZIP Name
SSA State County Code44510
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseLincoln

Tennessee Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]