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Homeowners Insurance coverage in 37335

If you are a homeowner in 37335 or Flintville, TN you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Flintville.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 37335.

Learn more about our homeowners insurance shopping service by selecting the best Flintville, TN Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 37335?

Residents of Flintville have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Tennessee? While Tennessee is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Tennessee comes in at 21 in the country for homeowners insurance premiums.

If you are living in 37335 zipcode, expect to pay around $974 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Flintville does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

37335 Home Insurance Average Premiums

Local 37335 homeowners insurance quotes comparison

$724 /yr.

Shows Zip Code: 37335 lowest rates with discounts applied on average.

For the 37335, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$724 /yr.
Average Coverage:$974 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1274 /yr.

What is the average home insurance cost for a home in 37335?

  • • The average homeowners insurance premium paid annually for a home in 37335 is around $974 per year.

What does it cost on average per month for home insurance in 37335?

  • • Homeowners in 37335 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 37335?

  • • Autoowners in 37335 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Flintville area, check out other zip codes nearby 37335.
Review average rates in another zip code:
37335 homeowners insurance rates

Home Replacement Cost Coverage in 37335

Average Building Cost Per Square Foot in 37335: $135

Location: Flintville, Tennessee (Lincoln County)

Average Square Footage in 37335: 1,180 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37335 before you start any project. Flintville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37335 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37335 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,180 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Flintville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,180$159,300
Additional Upgrades & Added Features$1691,180$199,125
Major Home Updates or Advancements$2031,180$238,950

It's important to understand that when you estimate your replacement cost of your home in the 37335 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37335

Best Home & Auto Insurance Agencies in 37335

Housing Demographics for 37335

Population Review for 37335 Zip Code

For the city of Flintville, the population within 37335 has increased to over 3,018 residents in population size. The current population total is 2,824. We have broken down the population based on race below. In 37335, there are over 1470 in male population and 1354 females.

PopulationValues
Total Population2,824
White Population2531
Black Population28
Hispanic Population142
Asian Population7
Hawaiian Population5
Indian Population13
Other Population51
Male Population1470
Female Population1354
Population Estimate3018

Household Data for 37335

The average number of homes in 37335 is around 1,077, there are an average of 2.62 per household. The average house value according to local real estate values is around $159,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,077
Persons Per Household2.62
Average House Value$159,300
Income Per Household$70282
Median Age42.4
Median Age Male42.2
Median Age Female42.6
37335 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code931
CityFlintville
City Alias NameFLINTVILLE
CountyLincoln
County FIPS103
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA290
CBSA22190
CBSA_DIV
CBSA_TypeMicro
CBSA_NameFayetteville, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees71
Business First Quarter Payroll490
Business Annual Payroll2176
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04|05
Congressional LandArea5984.84|1248.57
Delivery Residential1152
Delivery Business27
Delivery Total1716
Preferred Last Line KeyX25207
Classification Code
Multi-CountyY
CSA NameHuntsville-Decatur-Albertville, AL-TN
CBSA_DIV_Name
City State KeyX25207
Land Area44.317000
Water Area0.016000
City Alias Code
City Mixed CaseFlintville
City Alias Mixed CaseFlintville
Box Count75
SFDU1152
MFDU0
State ANSI47
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number473180
Unique ZIP Name
SSA State County Code44510
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseLincoln

Tennessee Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]