Get multiple home insurance quotes in 37342. Our licensed 37342, TN agents are ready to serve you.

Searching for Homeowners Insurance in 37342

If you are a homeowners that lives in 37342 you may be searching for more affordable homeowners insurance in Hillsboro. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Hillsboro, TN. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Tennessee licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 37342 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Hillsboro, TN home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 37342 Home Insurance Costs: high!

In Hillsboro, homeowners are paying roughly $963 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 37342 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Hillsboro are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 37342 policy right now!

37342 Home Insurance Average Premiums

Local 37342 homeowners insurance quotes comparison

$713 /yr.

Shows Zip Code: 37342 lowest rates with discounts applied on average.

For the 37342, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$713 /yr.
Average Coverage:$963 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1263 /yr.

What is the average home insurance cost for a home in 37342?

  • • The average homeowners insurance premium paid annually for a home in 37342 is around $963 per year.

What does it cost on average per month for home insurance in 37342?

  • • Homeowners in 37342 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 37342?

  • • Autoowners in 37342 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hillsboro area, check out other zip codes nearby 37342.
Review average rates in another zip code:
37342 homeowners insurance rates

Home Replacement Cost Coverage in 37342

Average Building Cost Per Square Foot in 37342: $135

Location: Hillsboro, Tennessee (Coffee County)

Average Square Footage in 37342: 1,070 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37342 before you start any project. Hillsboro homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37342 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37342 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,070 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hillsboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,070$144,500
Additional Upgrades & Added Features$1691,070$180,625
Major Home Updates or Advancements$2031,070$216,750

It's important to understand that when you estimate your replacement cost of your home in the 37342 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37342

Best Home & Auto Insurance Agencies in 37342

Housing Demographics for 37342

Population Review for 37342 Zip Code

For the city of Hillsboro, the population within 37342 has increased to over 4,095 residents in population size. The current population total is 3,809. We have broken down the population based on race below. In 37342, there are over 1961 in male population and 1848 females.

PopulationValues
Total Population3,809
White Population3425
Black Population27
Hispanic Population194
Asian Population18
Hawaiian Population1
Indian Population0
Other Population138
Male Population1961
Female Population1848
Population Estimate4095

Household Data for 37342

The average number of homes in 37342 is around 1,393, there are an average of 2.68 per household. The average house value according to local real estate values is around $144,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,393
Persons Per Household2.68
Average House Value$144,500
Income Per Household$52292
Median Age40.1
Median Age Male39.4
Median Age Female40.7
37342 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code931
CityHillsboro
City Alias NameHILLSBORO
CountyCoffee
County FIPS031
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA400
CBSA46100
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTullahoma-Manchester, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses29
Number Of Employees265
Business First Quarter Payroll2492
Business Annual Payroll11973
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population100210
CBSA Division Population0
Congressional District04
Congressional LandArea5984.84
Delivery Residential1528
Delivery Business28
Delivery Total1806
Preferred Last Line KeyX25315
Classification Code
Multi-County
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX25315
Land Area68.474000
Water Area0.239000
City Alias Code
City Mixed CaseHillsboro
City Alias Mixed CaseHillsboro
Box Count99
SFDU1528
MFDU0
State ANSI47
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number474104
Unique ZIP Name
SSA State County Code44150
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseCoffee

Tennessee Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]