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Homeowners Insurance in 37355

For homeowners living in 37355, you want more affordable home insurance rates in Manchester, right? Our rates are very competitive for homeowners living in the great city of Manchester, TN. Many homeowners living in the 37355 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Tennessee licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 37355 should appear in the zip code field ready to go. Comparing Manchester, TN Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

37355 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Manchester pay around $933 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Tennessee home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 37355 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Manchester homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Tennessee home insurance premium today!

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37355 Home Insurance Average Premiums

Local 37355 homeowners insurance quotes comparison

$683 /yr.

Shows Zip Code: 37355 lowest rates with discounts applied on average.

For the 37355, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$683 /yr.
Average Coverage:$933 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1233 /yr.

What is the average home insurance cost for a home in 37355?

  • • The average homeowners insurance premium paid annually for a home in 37355 is around $933 per year.

What does it cost on average per month for home insurance in 37355?

  • • Homeowners in 37355 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 37355?

  • • Autoowners in 37355 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Manchester area, check out other zip codes nearby 37355.
Review average rates in another zip code:
37355 homeowners insurance rates

Home Replacement Cost Coverage in 37355

Average Building Cost Per Square Foot in 37355: $135

Location: Manchester, Tennessee (Coffee County)

Average Square Footage in 37355: 1,381 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37355 before you start any project. Manchester homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37355 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37355 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,381 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Manchester area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,381$186,500
Additional Upgrades & Added Features$1691,381$233,125
Major Home Updates or Advancements$2031,381$279,750

It's important to understand that when you estimate your replacement cost of your home in the 37355 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37355

Bush Insurance Agency

Address: 110 West Fort Street Manchester, TN 37355
Phone: (931)728-4605
Website:

Best Home & Auto Insurance Agencies in 37355

Manchester Insurance Agency

Address: 1642 Hillsboro Blvd Manchester, TN 37355
Phone:
Website: http://www.manchestertn.auto-car-insurance-quote.com
Info:

Ed Matheson Insurance

Address: 107 E McLean St Manchester, TN 37355
Phone:
Website:
Info:

Stephens- Jerry L

Address: 540 Hillsboro Blvd Manchester, TN 37355
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Bush Insurance Agency

Address: 110 W Fort St Manchester, TN 37355
Phone:
Website:
Info:

Housing Demographics for 37355

Population Review for 37355 Zip Code

For the city of Manchester, the population within 37355 has increased to over 30,317 residents in population size. The current population total is 28,487. We have broken down the population based on race below. In 37355, there are over 13975 in male population and 14512 females.

PopulationValues
Total Population28,487
White Population24626
Black Population727
Hispanic Population1899
Asian Population358
Hawaiian Population7
Indian Population125
Other Population893
Male Population13975
Female Population14512
Population Estimate30317

Household Data for 37355

The average number of homes in 37355 is around 11,034, there are an average of 2.54 per household. The average house value according to local real estate values is around $186,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,034
Persons Per Household2.54
Average House Value$186,500
Income Per Household$55783
Median Age40.6
Median Age Male39.4
Median Age Female41.7
37355 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code931
CityManchester
City Alias NameMANCHESTER
CountyCoffee
County FIPS031
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA400
CBSA46100
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTullahoma-Manchester, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses528
Number Of Employees9273
Business First Quarter Payroll97658
Business Annual Payroll403319
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population100210
CBSA Division Population0
Congressional District04|06
Congressional LandArea5984.84|6474.21
Delivery Residential11936
Delivery Business764
Delivery Total13103
Preferred Last Line KeyX25459
Classification Code
Multi-County
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX25459
Land Area207.045000
Water Area3.363000
City Alias Code
City Mixed CaseManchester
City Alias Mixed CaseManchester
Box Count0
SFDU10685
MFDU264
State ANSI47
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number475460
Unique ZIP Name
SSA State County Code44150
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseCoffee

Tennessee Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]