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Compare 37366 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Pelham just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 399 neighbors looking to save on their home insurance policy in the local 37366 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 37366. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Tennessee rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Pelham, TN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Pelham, TN

37366 Home Insurance Average Premiums

Local 37366 homeowners insurance quotes comparison

$745 /yr.

Shows Zip Code: 37366 lowest rates with discounts applied on average.

For the 37366, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$745 /yr.
Average Coverage:$995 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1295 /yr.

What is the average home insurance cost for a home in 37366?

  • • The average homeowners insurance premium paid annually for a home in 37366 is around $995 per year.

What does it cost on average per month for home insurance in 37366?

  • • Homeowners in 37366 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 37366?

  • • Autoowners in 37366 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pelham area, check out other zip codes nearby 37366.
Review average rates in another zip code:
37366 homeowners insurance rates

Home Replacement Cost Coverage in 37366

Average Building Cost Per Square Foot in 37366: $135

Location: Pelham, Tennessee (Grundy County)

Average Square Footage in 37366: 884 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37366 before you start any project. Pelham homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37366 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37366 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 884 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pelham area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135884$119,400
Additional Upgrades & Added Features$169884$149,250
Major Home Updates or Advancements$203884$179,100

It's important to understand that when you estimate your replacement cost of your home in the 37366 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37366

Best Home & Auto Insurance Agencies in 37366

Housing Demographics for 37366

Population Review for 37366 Zip Code

For the city of Pelham, the population within 37366 has increased to over 1,008 residents in population size. The current population total is 958. We have broken down the population based on race below. In 37366, there are over 494 in male population and 464 females.

PopulationValues
Total Population958
White Population914
Black Population0
Hispanic Population7
Asian Population5
Hawaiian Population0
Indian Population0
Other Population1
Male Population494
Female Population464
Population Estimate1008

Household Data for 37366

The average number of homes in 37366 is around 399, there are an average of 2.40 per household. The average house value according to local real estate values is around $119,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode399
Persons Per Household2.40
Average House Value$119,400
Income Per Household$56680
Median Age45.5
Median Age Male46.3
Median Age Female44.9
37366 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code931
CityPelham
City Alias NamePELHAM
CountyGrundy
County FIPS061
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees179
Business First Quarter Payroll1699
Business Annual Payroll7474
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea5984.84
Delivery Residential420
Delivery Business12
Delivery Total560
Preferred Last Line KeyX25637
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX25637
Land Area52.420000
Water Area0.045000
City Alias Code
City Mixed CasePelham
City Alias Mixed CasePelham
Box Count104
SFDU420
MFDU0
State ANSI47
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number476684
Unique ZIP Name
SSA State County Code44300
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseGrundy

Tennessee Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]