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37369, TN Home Insurance

In the zip code of 37369, the population size is around 916, which consists of 439 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Reliance, TN. A few years ago, a study was done and found that the average home insurance rates for Tennessee are around $951 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 37369 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Reliance. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Reliance, TN Homeowners Insurance Online Rates Today!

37369 Home Insurance Average Premiums

Local 37369 homeowners insurance quotes comparison

$701 /yr.

Shows Zip Code: 37369 lowest rates with discounts applied on average.

For the 37369, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$701 /yr.
Average Coverage:$951 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1251 /yr.

What is the average home insurance cost for a home in 37369?

  • • The average homeowners insurance premium paid annually for a home in 37369 is around $951 per year.

What does it cost on average per month for home insurance in 37369?

  • • Homeowners in 37369 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 37369?

  • • Autoowners in 37369 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Reliance area, check out other zip codes nearby 37369.
Review average rates in another zip code:
37369 homeowners insurance rates

Home Replacement Cost Coverage in 37369

Average Building Cost Per Square Foot in 37369: $135

Location: Reliance, Tennessee (Polk County)

Average Square Footage in 37369: 1,410 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37369 before you start any project. Reliance homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37369 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37369 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,410 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Reliance area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,410$190,300
Additional Upgrades & Added Features$1691,410$237,875
Major Home Updates or Advancements$2031,410$285,450

It's important to understand that when you estimate your replacement cost of your home in the 37369 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37369

Best Home & Auto Insurance Agencies in 37369

Housing Demographics for 37369

Population Review for 37369 Zip Code

For the city of Reliance, the population within 37369 has increased to over 1,047 residents in population size. The current population total is 916. We have broken down the population based on race below. In 37369, there are over 499 in male population and 417 females.

PopulationValues
Total Population916
White Population850
Black Population3
Hispanic Population19
Asian Population4
Hawaiian Population0
Indian Population1
Other Population7
Male Population499
Female Population417
Population Estimate1047

Household Data for 37369

The average number of homes in 37369 is around 439, there are an average of 2.09 per household. The average house value according to local real estate values is around $190,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode439
Persons Per Household2.09
Average House Value$190,300
Income Per Household$73750
Median Age51.7
Median Age Male51.2
Median Age Female53.1
37369 DetailsValues
StateTN
State Full NameTennessee
City TypeN
City Alias Abbreviation
Area Code423
CityReliance
City Alias NameRELIANCE
CountyPolk
County FIPS139
State FIPS47
Time Zone5
Day Light SavingY
MSA
PMSA
CSA174
CBSA17420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees10
Business First Quarter Payroll24
Business Annual Payroll551
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population115788
CBSA Division Population0
Congressional District03
Congressional LandArea4570.32
Delivery Residential501
Delivery Business8
Delivery Total670
Preferred Last Line Key014357
Classification Code
Multi-CountyY
CSA NameChattanooga-Cleveland-Dalton, TN-GA-AL
CBSA_DIV_Name
City State Key014357
Land Area108.323000
Water Area1.033000
City Alias Code
City Mixed CaseReliance
City Alias Mixed CaseReliance
Box Count24
SFDU501
MFDU0
State ANSI47
County ANSI139
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number472352
Unique ZIP Name
SSA State County Code44690
Medicare CBSA Code17420
Medicare CBSA NameCleveland, TN
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePolk

Tennessee Homeowners Insurance News & Information

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