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37394 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 37394 zip code it's important to know that our rates are very competitive for homeowners living in Viola, TN. Many homeowners based out of your 37394 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Tennessee licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 37394 should appear in the zip code field ready to go. For Viola, TN Homeowners Insurance Quotes nearby, we offer the best rates and service.

37394: Average Home Insurance Rates

For homeowners living in the great city of Viola, the average homeowners policy is considered high in comparison to other states. Tennessee premiums are estimated to be around $1029 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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37394 Home Insurance Average Premiums

Local 37394 homeowners insurance quotes comparison

$779 /yr.

Shows Zip Code: 37394 lowest rates with discounts applied on average.

For the 37394, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$779 /yr.
Average Coverage:$1029 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1329 /yr.

What is the average home insurance cost for a home in 37394?

  • • The average homeowners insurance premium paid annually for a home in 37394 is around $1029 per year.

What does it cost on average per month for home insurance in 37394?

  • • Homeowners in 37394 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 37394?

  • • Autoowners in 37394 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Viola area, check out other zip codes nearby 37394.
Review average rates in another zip code:
37394 homeowners insurance rates

Home Replacement Cost Coverage in 37394

Average Building Cost Per Square Foot in 37394: $135

Location: Viola, Tennessee (Warren County)

Average Square Footage in 37394: 1,524 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37394 before you start any project. Viola homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37394 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37394 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,524 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Viola area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,524$205,800
Additional Upgrades & Added Features$1691,524$257,250
Major Home Updates or Advancements$2031,524$308,700

It's important to understand that when you estimate your replacement cost of your home in the 37394 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37394

Best Home & Auto Insurance Agencies in 37394

Housing Demographics for 37394

Population Review for 37394 Zip Code

For the city of Viola, the population within 37394 has increased to over 0 residents in population size. The current population total is 74. We have broken down the population based on race below. In 37394, there are over 34 in male population and 40 females.

PopulationValues
Total Population74
White Population53
Black Population10
Hispanic Population2
Asian Population1
Hawaiian Population0
Indian Population1
Other Population2
Male Population34
Female Population40
Population Estimate0

Household Data for 37394

The average number of homes in 37394 is around 39, there are an average of 1.90 per household. The average house value according to local real estate values is around $205,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode39
Persons Per Household1.90
Average House Value$205,800
Income Per Household$42344
Median Age43.0
Median Age Male34.0
Median Age Female50.5
37394 DetailsValues
StateTN
State Full NameTennessee
City TypeZ
City Alias Abbreviation
Area Code931
CityViola
City Alias NameVIOLA
CountyWarren
County FIPS177
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA32660
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMcMinnville, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees50
Business First Quarter Payroll209
Business Annual Payroll505
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population39839
CBSA Division Population0
Congressional District04
Congressional LandArea5984.84
Delivery Residential0
Delivery Business0
Delivery Total91
Preferred Last Line KeyX25915
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX25915
Land Area0.143000
Water Area0.000000
City Alias Code
City Mixed CaseViola
City Alias Mixed CaseViola
Box Count79
SFDU0
MFDU0
State ANSI47
County ANSI177
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number478856
Unique ZIP Name
SSA State County Code44880
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseWarren

Tennessee Homeowners Insurance News & Information

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