37411 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 37411? There are over 7,631 occupied homes in the 37411 area. With a population size of 17,499, it's not uncommon for residence of Chattanooga, TN to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Tennessee is around $1,003 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 37411 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Chattanooga, TN Home Insurance Rate Quotes

37411 Home Insurance Average Premiums

Local 37411 homeowners insurance quotes comparison

$753 /yr.

Shows Zip Code: 37411 lowest rates with discounts applied on average.

For the 37411, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$753 /yr.
Average Coverage:	$1003 /yr.
2600 sq. ft. or higher (all discounts applied)	$1303 /yr.

What is the average home insurance cost for a home in 37411?

• The average homeowners insurance premium paid annually for a home in 37411 is around $1003 per year.

What does it cost on average per month for home insurance in 37411?

• Homeowners in 37411 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 37411?

• Autoowners in 37411 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chattanooga area, check out other zip codes nearby 37411.
Review average rates in another zip code:
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37411 homeowners insurance rates

Home Replacement Cost Coverage in 37411

Average Building Cost Per Square Foot in 37411: $135

Location: Chattanooga, Tennessee (Hamilton County)

Average Square Footage in 37411: 1,115 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37411 before you start any project. Chattanooga homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37411 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37411 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,115 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chattanooga area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$135	1,115	$150,500
Additional Upgrades & Added Features	$169	1,115	$188,125
Major Home Updates or Advancements	$203	1,115	$225,750

Calculate Your Dwelling Coverage in 37411

It's important to understand that when you estimate your replacement cost of your home in the 37411 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 37411

Moore- Nancy S

Address: 3529 Brainerd Rd Chattanooga, TN 37411
Phone:
Website:
Info:

New York Life M Langdon

Address: 3426 Alta Vista Dr Chattanooga, TN 37411
Phone:
Website: http://www.newyorklife.com
Info: New York Life Insurance Company - The Company You Keep
Life Insurance, Annuities, Long-Term Care Insurance, and Mutual Funds from the Company You Keep. life insurance, annuities, long-term care insurance, whole, term, universal, life insurance quote, sales careers, New York Life

Lane Jr- John E - State Farm Insurance Agent

Address: 951 Eastgate Loop, #202 Chattanooga, TN 37411
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Danks- Harold B - State Farm Insurance Agent

Address: 4706 Brainerd Rd, #115 Chattanooga, TN 37411
Phone:
Website:
Info:

Housing Demographics for 37411

Population Review for 37411 Zip Code

For the city of Chattanooga, the population within 37411 has increased to over 18,821 residents in population size. The current population total is 17,499. We have broken down the population based on race below. In 37411, there are over 8127 in male population and 9372 females.

Population	Values
Total Population	17,499
White Population	6313
Black Population	9120
Hispanic Population	1316
Asian Population	159
Hawaiian Population	10
Indian Population	113
Other Population	682
Male Population	8127
Female Population	9372
Population Estimate	18821

Household Data for 37411

The average number of homes in 37411 is around 7,631, there are an average of 2.29 per household. The average house value according to local real estate values is around $150,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	7,631
Persons Per Household	2.29
Average House Value	$150,500
Income Per Household	$45728
Median Age	39.6
Median Age Male	36.5
Median Age Female	42.2

37411 Details	Values
State	TN
State Full Name	Tennessee
City Type	P
City Alias Abbreviation
Area Code	423
City	Chattanooga
City Alias Name	CHATTANOOGA
County	Hamilton
County FIPS	065
State FIPS	47
Time Zone	5
Day Light Saving	Y
MSA	1560
PMSA
CSA	174
CBSA	16860
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Chattanooga, TN-GA
MSA_Name	Chattanooga, TN-GA MSA
PMSA_Name
Region	South
Division	East South Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	391
Number Of Employees	6511
Business First Quarter Payroll	64448
Business Annual Payroll	284153
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	528143
CBSA Division Population	0
Congressional District	03
Congressional LandArea	4570.32
Delivery Residential	8219
Delivery Business	650
Delivery Total	9563
Preferred Last Line Key	X25003
Classification Code
Multi-County
CSA Name	Chattanooga-Cleveland-Dalton, TN-GA-AL
CBSA_DIV_Name
City State Key	X25003
Land Area	7.340000
Water Area	0.000000
City Alias Code
City Mixed Case	Chattanooga
City Alias Mixed Case	Chattanooga
Box Count	0
SFDU	7217
MFDU	419
State ANSI	47
County ANSI	065
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	471560
Unique ZIP Name
SSA State County Code	44320
Medicare CBSA Code	16860
Medicare CBSA Name	Chattanooga, TN-GA
Medicare CBSA Type	Metro
Market Rating Area ID	3
County Mixed Case	Hamilton

Tennessee Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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