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Home Insurance Quotes in 37659

Are you shopping for a cheaper homeowners insurance rate in 37659? Our rates are very competitive for homeowners living in Jonesborough, TN. Many homeowners located in the 37659 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Tennessee licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 37659. To get free 37659 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 37659 zip code should appear in the zip code field ready to go. Shopping Jonesborough, TN Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 37659 to review the best rate coverages.

Your 37659 Home Insurance Costs Is Rated: High!

For the great city of Jonesborough, the average home insurance premium paid annually is around $928 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Tennessee specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Jonesborough and need insurance on your home in the 37659 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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37659 Home Insurance Average Premiums

Local 37659 homeowners insurance quotes comparison

$678 /yr.

Shows Zip Code: 37659 lowest rates with discounts applied on average.

For the 37659, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$678 /yr.
Average Coverage:$928 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1228 /yr.

What is the average home insurance cost for a home in 37659?

  • • The average homeowners insurance premium paid annually for a home in 37659 is around $928 per year.

What does it cost on average per month for home insurance in 37659?

  • • Homeowners in 37659 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 37659?

  • • Autoowners in 37659 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jonesborough area, check out other zip codes nearby 37659.
Review average rates in another zip code:
37659 homeowners insurance rates

Home Replacement Cost Coverage in 37659

Average Building Cost Per Square Foot in 37659: $135

Location: Jonesborough, Tennessee (Washington County)

Average Square Footage in 37659: 1,375 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37659 before you start any project. Jonesborough homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37659 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37659 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,375 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jonesborough area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,375$185,600
Additional Upgrades & Added Features$1691,375$232,000
Major Home Updates or Advancements$2031,375$278,400

It's important to understand that when you estimate your replacement cost of your home in the 37659 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37659

Best Home & Auto Insurance Agencies in 37659

Housing Demographics for 37659

Population Review for 37659 Zip Code

For the city of Jonesborough, the population within 37659 has increased to over 31,993 residents in population size. The current population total is 29,313. We have broken down the population based on race below. In 37659, there are over 14700 in male population and 14613 females.

PopulationValues
Total Population29,313
White Population26857
Black Population450
Hispanic Population769
Asian Population211
Hawaiian Population9
Indian Population61
Other Population313
Male Population14700
Female Population14613
Population Estimate31993

Household Data for 37659

The average number of homes in 37659 is around 11,855, there are an average of 2.43 per household. The average house value according to local real estate values is around $185,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,855
Persons Per Household2.43
Average House Value$185,600
Income Per Household$62142
Median Age45.7
Median Age Male44.4
Median Age Female47.1
37659 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code423
CityJonesborough
City Alias NameJONESBOROUGH
CountyWashington
County FIPS179
State FIPS47
Time Zone5
Day Light SavingY
MSA3660
PMSA
CSA304
CBSA27740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJohnson City, TN
MSA_NameJohnson City-Kingsport-Bristol, TN-VA MS
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses326
Number Of Employees2912
Business First Quarter Payroll22993
Business Annual Payroll104988
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population198716
CBSA Division Population0
Congressional District01
Congressional LandArea4141.92
Delivery Residential13166
Delivery Business393
Delivery Total13993
Preferred Last Line KeyX25369
Classification Code
Multi-CountyY
CSA NameJohnson City-Kingsport-Bristol, TN-VA
CBSA_DIV_Name
City State KeyX25369
Land Area126.923000
Water Area0.457000
City Alias Code
City Mixed CaseJonesborough
City Alias Mixed CaseJonesborough
Box Count265
SFDU12367
MFDU74
State ANSI47
County ANSI179
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number474512
Unique ZIP Name
SSA State County Code44890
Medicare CBSA Code27740
Medicare CBSA NameJohnson City, TN
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWashington

Tennessee Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]