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37682 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 37682? There are over 9 occupied homes in the 37682 area. With a population size of 392, it's not uncommon for residence of Milligan College, TN to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Tennessee is around $1,008 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 37682 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Milligan College, TN Home Insurance Rate Quotes

37682 Home Insurance Average Premiums

Local 37682 homeowners insurance quotes comparison

$758 /yr.

Shows Zip Code: 37682 lowest rates with discounts applied on average.

For the 37682, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$758 /yr.
Average Coverage:$1008 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1308 /yr.

What is the average home insurance cost for a home in 37682?

  • • The average homeowners insurance premium paid annually for a home in 37682 is around $1008 per year.

What does it cost on average per month for home insurance in 37682?

  • • Homeowners in 37682 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 37682?

  • • Autoowners in 37682 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Milligan College area, check out other zip codes nearby 37682.
Review average rates in another zip code:
37682 homeowners insurance rates

Home Replacement Cost Coverage in 37682

Average Building Cost Per Square Foot in 37682: $135

Location: Milligan College, Tennessee (Carter County)

Average Square Footage in 37682: 1,222 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37682 before you start any project. Milligan College homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37682 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37682 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,222 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Milligan College area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,222$165,000
Additional Upgrades & Added Features$1691,222$206,250
Major Home Updates or Advancements$2031,222$247,500

It's important to understand that when you estimate your replacement cost of your home in the 37682 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37682

Best Home & Auto Insurance Agencies in 37682

Housing Demographics for 37682

Population Review for 37682 Zip Code

For the city of Milligan College, the population within 37682 has increased to over 0 residents in population size. The current population total is 392. We have broken down the population based on race below. In 37682, there are over 227 in male population and 165 females.

PopulationValues
Total Population392
White Population315
Black Population28
Hispanic Population34
Asian Population9
Hawaiian Population0
Indian Population0
Other Population16
Male Population227
Female Population165
Population Estimate0

Household Data for 37682

The average number of homes in 37682 is around 9, there are an average of 4.56 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9
Persons Per Household4.56
Average House Value$165,000
Income Per Household$0
Median Age21.1
Median Age Male20.9
Median Age Female21.2
37682 DetailsValues
StateTN
State Full NameTennessee
City TypeZ
City Alias AbbreviationMILLIGAN COLL
Area Code423
CityMilligan College
City Alias NameMILLIGAN COLLEGE
CountyCarter
County FIPS019
State FIPS47
Time Zone5
Day Light SavingY
MSA3660
PMSA
CSA304
CBSA27740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJohnson City, TN
MSA_NameJohnson City-Kingsport-Bristol, TN-VA MS
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees678
Business First Quarter Payroll3307
Business Annual Payroll13407
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population198716
CBSA Division Population0
Congressional District01
Congressional LandArea4141.92
Delivery Residential0
Delivery Business0
Delivery Total368
Preferred Last Line KeyX25518
Classification CodeP
Multi-County
CSA NameJohnson City-Kingsport-Bristol, TN-VA
CBSA_DIV_Name
City State KeyX25518
Land Area0.102000
Water Area0.000000
City Alias Code
City Mixed CaseMilligan College
City Alias Mixed CaseMilligan College
Box Count328
SFDU0
MFDU0
State ANSI47
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number475760
Unique ZIP Name
SSA State County Code44090
Medicare CBSA Code27740
Medicare CBSA NameJohnson City, TN
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCarter

Tennessee Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]