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Compare 37683 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Mountain City just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 4,869 neighbors looking to save on their home insurance policy in the local 37683 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 37683. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Tennessee rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Mountain City, TN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Mountain City, TN

37683 Home Insurance Average Premiums

Local 37683 homeowners insurance quotes comparison

$726 /yr.

Shows Zip Code: 37683 lowest rates with discounts applied on average.

For the 37683, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$726 /yr.
Average Coverage:$976 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1276 /yr.

What is the average home insurance cost for a home in 37683?

  • • The average homeowners insurance premium paid annually for a home in 37683 is around $976 per year.

What does it cost on average per month for home insurance in 37683?

  • • Homeowners in 37683 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 37683?

  • • Autoowners in 37683 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mountain City area, check out other zip codes nearby 37683.
Review average rates in another zip code:
37683 homeowners insurance rates

Home Replacement Cost Coverage in 37683

Average Building Cost Per Square Foot in 37683: $135

Location: Mountain City, Tennessee (Johnson County)

Average Square Footage in 37683: 1,001 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37683 before you start any project. Mountain City homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37683 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37683 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,001 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mountain City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,001$135,200
Additional Upgrades & Added Features$1691,001$169,000
Major Home Updates or Advancements$2031,001$202,800

It's important to understand that when you estimate your replacement cost of your home in the 37683 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37683

Best Home & Auto Insurance Agencies in 37683

Muse- John Howard

Address: 110 W Main St Mountain City, TN 37683
Phone:
Website:
Info:

Housing Demographics for 37683

Population Review for 37683 Zip Code

For the city of Mountain City, the population within 37683 has increased to over 12,441 residents in population size. The current population total is 12,867. We have broken down the population based on race below. In 37683, there are over 7221 in male population and 5646 females.

PopulationValues
Total Population12,867
White Population11402
Black Population723
Hispanic Population443
Asian Population25
Hawaiian Population7
Indian Population31
Other Population233
Male Population7221
Female Population5646
Population Estimate12441

Household Data for 37683

The average number of homes in 37683 is around 4,869, there are an average of 2.27 per household. The average house value according to local real estate values is around $135,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,869
Persons Per Household2.27
Average House Value$135,200
Income Per Household$43790
Median Age46.4
Median Age Male43.8
Median Age Female49.7
37683 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code423
CityMountain City
City Alias NameMOUNTAIN CITY
CountyJohnson
County FIPS091
State FIPS47
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses184
Number Of Employees3205
Business First Quarter Payroll31843
Business Annual Payroll147929
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|05
Congressional LandArea4141.92|1248.57
Delivery Residential5481
Delivery Business325
Delivery Total6322
Preferred Last Line KeyX25546
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX25546
Land Area134.113000
Water Area0.000000
City Alias Code
City Mixed CaseMountain City
City Alias Mixed CaseMountain City
Box Count419
SFDU4998
MFDU81
State ANSI47
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number476036
Unique ZIP Name
SSA State County Code44450
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseJohnson

Tennessee Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]