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37692 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 37692 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Unicoi, TN quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 37692.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 37692 and start shopping.

Quickly and Easily Compare Average Rates for 37692

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Unicoi, TN home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 37692

Homeowners in Unicoi are paying roughly $948 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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37692 Home Insurance Average Premiums

Local 37692 homeowners insurance quotes comparison

$698 /yr.

Shows Zip Code: 37692 lowest rates with discounts applied on average.

For the 37692, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$698 /yr.
Average Coverage:$948 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1248 /yr.

What is the average home insurance cost for a home in 37692?

  • • The average homeowners insurance premium paid annually for a home in 37692 is around $948 per year.

What does it cost on average per month for home insurance in 37692?

  • • Homeowners in 37692 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 37692?

  • • Autoowners in 37692 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Unicoi area, check out other zip codes nearby 37692.
Review average rates in another zip code:
37692 homeowners insurance rates

Home Replacement Cost Coverage in 37692

Average Building Cost Per Square Foot in 37692: $135

Location: Unicoi, Tennessee (Unicoi County)

Average Square Footage in 37692: 1,264 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37692 before you start any project. Unicoi homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37692 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37692 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,264 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Unicoi area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,264$170,700
Additional Upgrades & Added Features$1691,264$213,375
Major Home Updates or Advancements$2031,264$256,050

It's important to understand that when you estimate your replacement cost of your home in the 37692 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37692

Best Home & Auto Insurance Agencies in 37692

Housing Demographics for 37692

Population Review for 37692 Zip Code

For the city of Unicoi, the population within 37692 has increased to over 4,857 residents in population size. The current population total is 4,808. We have broken down the population based on race below. In 37692, there are over 2477 in male population and 2331 females.

PopulationValues
Total Population4,808
White Population4303
Black Population9
Hispanic Population352
Asian Population13
Hawaiian Population0
Indian Population26
Other Population139
Male Population2477
Female Population2331
Population Estimate4857

Household Data for 37692

The average number of homes in 37692 is around 2,006, there are an average of 2.34 per household. The average house value according to local real estate values is around $170,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,006
Persons Per Household2.34
Average House Value$170,700
Income Per Household$43534
Median Age47.1
Median Age Male45.4
Median Age Female48.4
37692 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code423
CityUnicoi
City Alias NameUNICOI
CountyUnicoi
County FIPS171
State FIPS47
Time Zone5
Day Light SavingY
MSA3660
PMSA
CSA304
CBSA27740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJohnson City, TN
MSA_NameJohnson City-Kingsport-Bristol, TN-VA MS
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses46
Number Of Employees601
Business First Quarter Payroll4639
Business Annual Payroll20498
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population198716
CBSA Division Population0
Congressional District01
Congressional LandArea4141.92
Delivery Residential2076
Delivery Business74
Delivery Total2398
Preferred Last Line KeyX25894
Classification Code
Multi-County
CSA NameJohnson City-Kingsport-Bristol, TN-VA
CBSA_DIV_Name
City State KeyX25894
Land Area53.083000
Water Area0.000000
City Alias Code
City Mixed CaseUnicoi
City Alias Mixed CaseUnicoi
Box Count231
SFDU2030
MFDU0
State ANSI47
County ANSI171
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number478736
Unique ZIP Name
SSA State County Code44850
Medicare CBSA Code27740
Medicare CBSA NameJohnson City, TN
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseUnicoi

Tennessee Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]