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Searching for Homeowners Insurance in 37709

If you are a homeowners that lives in 37709 you may be searching for more affordable homeowners insurance in Blaine. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Blaine, TN. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Tennessee licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 37709 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Blaine, TN home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 37709 Home Insurance Costs: high!

In Blaine, homeowners are paying roughly $982 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 37709 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Blaine are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 37709 policy right now!

37709 Home Insurance Average Premiums

Local 37709 homeowners insurance quotes comparison

$732 /yr.

Shows Zip Code: 37709 lowest rates with discounts applied on average.

For the 37709, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$732 /yr.
Average Coverage:$982 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1282 /yr.

What is the average home insurance cost for a home in 37709?

  • • The average homeowners insurance premium paid annually for a home in 37709 is around $982 per year.

What does it cost on average per month for home insurance in 37709?

  • • Homeowners in 37709 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 37709?

  • • Autoowners in 37709 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Blaine area, check out other zip codes nearby 37709.
Review average rates in another zip code:
37709 homeowners insurance rates

Home Replacement Cost Coverage in 37709

Average Building Cost Per Square Foot in 37709: $135

Location: Blaine, Tennessee (Grainger County)

Average Square Footage in 37709: 1,309 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37709 before you start any project. Blaine homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37709 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37709 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,309 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Blaine area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,309$176,700
Additional Upgrades & Added Features$1691,309$220,875
Major Home Updates or Advancements$2031,309$265,050

It's important to understand that when you estimate your replacement cost of your home in the 37709 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37709

Best Home & Auto Insurance Agencies in 37709

Housing Demographics for 37709

Population Review for 37709 Zip Code

For the city of Blaine, the population within 37709 has increased to over 4,208 residents in population size. The current population total is 3,900. We have broken down the population based on race below. In 37709, there are over 1914 in male population and 1986 females.

PopulationValues
Total Population3,900
White Population3692
Black Population26
Hispanic Population72
Asian Population12
Hawaiian Population1
Indian Population4
Other Population31
Male Population1914
Female Population1986
Population Estimate4208

Household Data for 37709

The average number of homes in 37709 is around 1,571, there are an average of 2.48 per household. The average house value according to local real estate values is around $176,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,571
Persons Per Household2.48
Average House Value$176,700
Income Per Household$56250
Median Age43.4
Median Age Male42.7
Median Age Female44.1
37709 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code865
CityBlaine
City Alias NameBLAINE
CountyGrainger
County FIPS057
State FIPS47
Time Zone5
Day Light SavingY
MSA
PMSA
CSA315
CBSA28940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKnoxville, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses44
Number Of Employees437
Business First Quarter Payroll2521
Business Annual Payroll11892
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population698030
CBSA Division Population0
Congressional District02
Congressional LandArea2320.68
Delivery Residential1697
Delivery Business60
Delivery Total2052
Preferred Last Line KeyX24933
Classification Code
Multi-CountyY
CSA NameKnoxville-Morristown-Sevierville, TN
CBSA_DIV_Name
City State KeyX24933
Land Area41.509000
Water Area0.478000
City Alias Code
City Mixed CaseBlaine
City Alias Mixed CaseBlaine
Box Count169
SFDU1630
MFDU0
State ANSI47
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number470780
Unique ZIP Name
SSA State County Code44280
Medicare CBSA Code34100
Medicare CBSA NameMorristown, TN
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseGrainger

Tennessee Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]