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37731 Home Insurance Rates & Premiums

Did you know there are over 786 people living within the 37731 zip code area? There are over 347 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 37731.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Tennessee are on the rise. The estimated average premium is around $1,008 a year for a standard homeowners insurance policy in Eidson. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Eidson, TN Homeowners Insurance Quotes Online

37731 Home Insurance Average Premiums

Local 37731 homeowners insurance quotes comparison

$758 /yr.

Shows Zip Code: 37731 lowest rates with discounts applied on average.

For the 37731, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$758 /yr.
Average Coverage:$1008 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1308 /yr.

What is the average home insurance cost for a home in 37731?

  • • The average homeowners insurance premium paid annually for a home in 37731 is around $1008 per year.

What does it cost on average per month for home insurance in 37731?

  • • Homeowners in 37731 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 37731?

  • • Autoowners in 37731 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Eidson area, check out other zip codes nearby 37731.
Review average rates in another zip code:
37731 homeowners insurance rates

Home Replacement Cost Coverage in 37731

Average Building Cost Per Square Foot in 37731: $135

Location: Eidson, Tennessee (Hawkins County)

Average Square Footage in 37731: 1,222 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37731 before you start any project. Eidson homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37731 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37731 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,222 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eidson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,222$165,000
Additional Upgrades & Added Features$1691,222$206,250
Major Home Updates or Advancements$2031,222$247,500

It's important to understand that when you estimate your replacement cost of your home in the 37731 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37731

Best Home & Auto Insurance Agencies in 37731

Housing Demographics for 37731

Population Review for 37731 Zip Code

For the city of Eidson, the population within 37731 has increased to over 1,023 residents in population size. The current population total is 786. We have broken down the population based on race below. In 37731, there are over 391 in male population and 395 females.

PopulationValues
Total Population786
White Population760
Black Population6
Hispanic Population6
Asian Population0
Hawaiian Population0
Indian Population3
Other Population3
Male Population391
Female Population395
Population Estimate1023

Household Data for 37731

The average number of homes in 37731 is around 347, there are an average of 2.27 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode347
Persons Per Household2.27
Average House Value$165,000
Income Per Household$29559
Median Age51.6
Median Age Male50.9
Median Age Female51.8
37731 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code423
CityEidson
City Alias NameEIDSON
CountyHawkins
County FIPS073
State FIPS47
Time Zone5
Day Light SavingY
MSA3660
PMSA
CSA304
CBSA28700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKingsport-Bristol, TN-VA
MSA_NameJohnson City-Kingsport-Bristol, TN-VA MS
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population309544
CBSA Division Population0
Congressional District01
Congressional LandArea4141.92
Delivery Residential451
Delivery Business7
Delivery Total489
Preferred Last Line KeyX25155
Classification Code
Multi-CountyY
CSA NameJohnson City-Kingsport-Bristol, TN-VA
CBSA_DIV_Name
City State KeyX25155
Land Area49.699000
Water Area0.666000
City Alias Code
City Mixed CaseEidson
City Alias Mixed CaseEidson
Box Count30
SFDU451
MFDU0
State ANSI47
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number472760
Unique ZIP Name
SSA State County Code44360
Medicare CBSA Code28700
Medicare CBSA NameKingsport-Bristol, TN-VA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseHawkins

Tennessee Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]