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Homeowners Insurance coverage in 37743

If you are a homeowner in 37743 or Greeneville, TN you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Greeneville.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 37743.

Learn more about our homeowners insurance shopping service by selecting the best Greeneville, TN Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 37743?

Residents of Greeneville have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Tennessee? While Tennessee is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Tennessee comes in at 21 in the country for homeowners insurance premiums.

If you are living in 37743 zipcode, expect to pay around $936 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Greeneville does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

37743 Home Insurance Average Premiums

Local 37743 homeowners insurance quotes comparison

$686 /yr.

Shows Zip Code: 37743 lowest rates with discounts applied on average.

For the 37743, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$686 /yr.
Average Coverage:$936 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1236 /yr.

What is the average home insurance cost for a home in 37743?

  • • The average homeowners insurance premium paid annually for a home in 37743 is around $936 per year.

What does it cost on average per month for home insurance in 37743?

  • • Homeowners in 37743 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 37743?

  • • Autoowners in 37743 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greeneville area, check out other zip codes nearby 37743.
Review average rates in another zip code:
37743 homeowners insurance rates
37745 homeowners insurance rates

Home Replacement Cost Coverage in 37743

Average Building Cost Per Square Foot in 37743: $135

Location: Greeneville, Tennessee (Greene County)

Average Square Footage in 37743: 1,135 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37743 before you start any project. Greeneville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37743 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37743 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,135 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greeneville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,135$153,200
Additional Upgrades & Added Features$1691,135$191,500
Major Home Updates or Advancements$2031,135$229,800

It's important to understand that when you estimate your replacement cost of your home in the 37743 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37743

Best Home & Auto Insurance Agencies in 37743

West Greene Insurance Group

Address: 2815 Newport Hwy Greeneville, TN 37743
Phone:
Website:
Info:

Housing Demographics for 37743

Population Review for 37743 Zip Code

For the city of Greeneville, the population within 37743 has increased to over 27,918 residents in population size. The current population total is 25,755. We have broken down the population based on race below. In 37743, there are over 12560 in male population and 13195 females.

PopulationValues
Total Population25,755
White Population23291
Black Population663
Hispanic Population946
Asian Population81
Hawaiian Population5
Indian Population64
Other Population391
Male Population12560
Female Population13195
Population Estimate27918

Household Data for 37743

The average number of homes in 37743 is around 10,634, there are an average of 2.36 per household. The average house value according to local real estate values is around $153,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,634
Persons Per Household2.36
Average House Value$153,200
Income Per Household$46007
Median Age46.0
Median Age Male44.3
Median Age Female47.4
37743 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code423
CityGreeneville
City Alias NameGREENEVILLE
CountyGreene
County FIPS059
State FIPS47
Time Zone5
Day Light SavingY
MSA
PMSA
CSA304
CBSA24620
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGreeneville, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses395
Number Of Employees9141
Business First Quarter Payroll93982
Business Annual Payroll430766
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population68831
CBSA Division Population0
Congressional District01
Congressional LandArea4141.92
Delivery Residential11830
Delivery Business552
Delivery Total13426
Preferred Last Line KeyX25270
Classification Code
Multi-CountyY
CSA NameJohnson City-Kingsport-Bristol, TN-VA
CBSA_DIV_Name
City State KeyX25270
Land Area222.208000
Water Area1.431000
City Alias Code
City Mixed CaseGreeneville
City Alias Mixed CaseGreeneville
Box Count0
SFDU11360
MFDU179
State ANSI47
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number473708
Unique ZIP Name
SSA State County Code44290
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseGreene

Tennessee Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]