Get multiple home insurance quotes in 37756. Our licensed 37756, TN agents are ready to serve you.

Searching for Homeowners Insurance in 37756

If you are a homeowners that lives in 37756 you may be searching for more affordable homeowners insurance in Huntsville. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Huntsville, TN. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Tennessee licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 37756 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Huntsville, TN home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 37756 Home Insurance Costs: high!

In Huntsville, homeowners are paying roughly $978 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 37756 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Huntsville are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 37756 policy right now!

37756 Home Insurance Average Premiums

Local 37756 homeowners insurance quotes comparison

$728 /yr.

Shows Zip Code: 37756 lowest rates with discounts applied on average.

For the 37756, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$728 /yr.
Average Coverage:$978 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1278 /yr.

What is the average home insurance cost for a home in 37756?

  • • The average homeowners insurance premium paid annually for a home in 37756 is around $978 per year.

What does it cost on average per month for home insurance in 37756?

  • • Homeowners in 37756 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 37756?

  • • Autoowners in 37756 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Huntsville area, check out other zip codes nearby 37756.
Review average rates in another zip code:
37756 homeowners insurance rates

Home Replacement Cost Coverage in 37756

Average Building Cost Per Square Foot in 37756: $135

Location: Huntsville, Tennessee (Scott County)

Average Square Footage in 37756: 621 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37756 before you start any project. Huntsville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37756 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37756 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 621 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Huntsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135621$83,800
Additional Upgrades & Added Features$169621$104,750
Major Home Updates or Advancements$203621$125,700

It's important to understand that when you estimate your replacement cost of your home in the 37756 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37756

Best Home & Auto Insurance Agencies in 37756

Farmers Insurance Group Eric Smith-Agent

Address: 447 Baker Hwy Huntsville, TN 37756
Phone:
Website:
Info:

Housing Demographics for 37756

Population Review for 37756 Zip Code

For the city of Huntsville, the population within 37756 has increased to over 2,876 residents in population size. The current population total is 2,764. We have broken down the population based on race below. In 37756, there are over 1365 in male population and 1399 females.

PopulationValues
Total Population2,764
White Population2687
Black Population4
Hispanic Population22
Asian Population4
Hawaiian Population0
Indian Population1
Other Population2
Male Population1365
Female Population1399
Population Estimate2876

Household Data for 37756

The average number of homes in 37756 is around 1,144, there are an average of 2.36 per household. The average house value according to local real estate values is around $83,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,144
Persons Per Household2.36
Average House Value$83,800
Income Per Household$31009
Median Age44.0
Median Age Male43.0
Median Age Female45.1
37756 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code423
CityHuntsville
City Alias NameHUNTSVILLE
CountyScott
County FIPS151
State FIPS47
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses45
Number Of Employees767
Business First Quarter Payroll6029
Business Annual Payroll29108
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02|03|06
Congressional LandArea2320.68|4570.32|6474.21
Delivery Residential1219
Delivery Business87
Delivery Total1676
Preferred Last Line KeyX25336
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX25336
Land Area118.215000
Water Area0.000000
City Alias Code
City Mixed CaseHuntsville
City Alias Mixed CaseHuntsville
Box Count229
SFDU1125
MFDU0
State ANSI47
County ANSI151
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number474272
Unique ZIP Name
SSA State County Code44750
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseScott

Tennessee Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]