Get multiple home insurance quotes in 37764. Our licensed 37764, TN agents are ready to serve you.

37764 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 37764 zip code it's important to know that our rates are very competitive for homeowners living in Kodak, TN. Many homeowners based out of your 37764 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Tennessee licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 37764 should appear in the zip code field ready to go. For Kodak, TN Homeowners Insurance Quotes nearby, we offer the best rates and service.

37764: Average Home Insurance Rates

For homeowners living in the great city of Kodak, the average homeowners policy is considered high in comparison to other states. Tennessee premiums are estimated to be around $984 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

Save on 37764 Home Insurance Quotes!

37764 Home Insurance Average Premiums

Local 37764 homeowners insurance quotes comparison

$734 /yr.

Shows Zip Code: 37764 lowest rates with discounts applied on average.

For the 37764, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$734 /yr.
Average Coverage:$984 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1284 /yr.

What is the average home insurance cost for a home in 37764?

  • • The average homeowners insurance premium paid annually for a home in 37764 is around $984 per year.

What does it cost on average per month for home insurance in 37764?

  • • Homeowners in 37764 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 37764?

  • • Autoowners in 37764 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kodak area, check out other zip codes nearby 37764.
Review average rates in another zip code:
37764 homeowners insurance rates

Home Replacement Cost Coverage in 37764

Average Building Cost Per Square Foot in 37764: $135

Location: Kodak, Tennessee (Sevier County)

Average Square Footage in 37764: 1,312 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37764 before you start any project. Kodak homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37764 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37764 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,312 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kodak area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,312$177,100
Additional Upgrades & Added Features$1691,312$221,375
Major Home Updates or Advancements$2031,312$265,650

It's important to understand that when you estimate your replacement cost of your home in the 37764 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37764

Best Home & Auto Insurance Agencies in 37764

Housing Demographics for 37764

Population Review for 37764 Zip Code

For the city of Kodak, the population within 37764 has increased to over 12,825 residents in population size. The current population total is 10,583. We have broken down the population based on race below. In 37764, there are over 5188 in male population and 5395 females.

PopulationValues
Total Population10,583
White Population9581
Black Population56
Hispanic Population466
Asian Population61
Hawaiian Population3
Indian Population47
Other Population186
Male Population5188
Female Population5395
Population Estimate12825

Household Data for 37764

The average number of homes in 37764 is around 4,063, there are an average of 2.60 per household. The average house value according to local real estate values is around $177,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,063
Persons Per Household2.60
Average House Value$177,100
Income Per Household$61274
Median Age42.6
Median Age Male41.1
Median Age Female43.8
37764 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code865
CityKodak
City Alias NameKODAK
CountySevier
County FIPS155
State FIPS47
Time Zone5
Day Light SavingY
MSA3840
PMSA
CSA315
CBSA42940
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSevierville, TN
MSA_NameKnoxville, TN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses175
Number Of Employees2741
Business First Quarter Payroll24611
Business Annual Payroll122415
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population89889
CBSA Division Population0
Congressional District01|02
Congressional LandArea4141.92|2320.68
Delivery Residential4933
Delivery Business146
Delivery Total6150
Preferred Last Line KeyX25387
Classification Code
Multi-CountyY
CSA NameKnoxville-Morristown-Sevierville, TN
CBSA_DIV_Name
City State KeyX25387
Land Area34.067000
Water Area0.539000
City Alias Code
City Mixed CaseKodak
City Alias Mixed CaseKodak
Box Count480
SFDU3932
MFDU69
State ANSI47
County ANSI155
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number474644
Unique ZIP Name
SSA State County Code44770
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseSevier

Tennessee Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]