Get multiple home insurance quotes in 37809. Our licensed 37809, TN agents are ready to serve you.

37809 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 37809 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Midway, TN. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 37809 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Tennessee, like average Midway homeowners insurance rates, coverage options or home insurance types, please select Midway, TN Home Insurance Rates Online!

37809 Home Insurance Average Premiums

Local 37809 homeowners insurance quotes comparison

$744 /yr.

Shows Zip Code: 37809 lowest rates with discounts applied on average.

For the 37809, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$744 /yr.
Average Coverage:$994 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1294 /yr.

What is the average home insurance cost for a home in 37809?

  • • The average homeowners insurance premium paid annually for a home in 37809 is around $994 per year.

What does it cost on average per month for home insurance in 37809?

  • • Homeowners in 37809 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 37809?

  • • Autoowners in 37809 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Midway area, check out other zip codes nearby 37809.
Review average rates in another zip code:
37809 homeowners insurance rates

Home Replacement Cost Coverage in 37809

Average Building Cost Per Square Foot in 37809: $135

Location: Midway, Tennessee (Greene County)

Average Square Footage in 37809: 828 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37809 before you start any project. Midway homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37809 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37809 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 828 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Midway area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135828$111,800
Additional Upgrades & Added Features$169828$139,750
Major Home Updates or Advancements$203828$167,700

It's important to understand that when you estimate your replacement cost of your home in the 37809 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37809

Best Home & Auto Insurance Agencies in 37809

Housing Demographics for 37809

Population Review for 37809 Zip Code

For the city of Midway, the population within 37809 has increased to over 2,419 residents in population size. The current population total is 2,200. We have broken down the population based on race below. In 37809, there are over 1084 in male population and 1116 females.

PopulationValues
Total Population2,200
White Population2025
Black Population22
Hispanic Population70
Asian Population5
Hawaiian Population2
Indian Population14
Other Population24
Male Population1084
Female Population1116
Population Estimate2419

Household Data for 37809

The average number of homes in 37809 is around 878, there are an average of 2.51 per household. The average house value according to local real estate values is around $111,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode878
Persons Per Household2.51
Average House Value$111,800
Income Per Household$59301
Median Age43.5
Median Age Male44.1
Median Age Female43.3
37809 DetailsValues
StateTN
State Full NameTennessee
City TypeN
City Alias Abbreviation
Area Code423
CityMidway
City Alias NameMIDWAY
CountyGreene
County FIPS059
State FIPS47
Time Zone5
Day Light SavingY
MSA
PMSA
CSA304
CBSA24620
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGreeneville, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses24
Number Of Employees2516
Business First Quarter Payroll31156
Business Annual Payroll128328
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population68831
CBSA Division Population0
Congressional District01
Congressional LandArea4141.92
Delivery Residential964
Delivery Business31
Delivery Total1329
Preferred Last Line Key016050
Classification Code
Multi-County
CSA NameJohnson City-Kingsport-Bristol, TN-VA
CBSA_DIV_Name
City State Key016050
Land Area30.987000
Water Area0.137000
City Alias Code
City Mixed CaseMidway
City Alias Mixed CaseMidway
Box Count0
SFDU851
MFDU0
State ANSI47
County ANSI059
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number476012
Unique ZIP Name
SSA State County Code44290
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseGreene

Tennessee Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]