Get multiple home insurance quotes in 37919. Our licensed 37919, TN agents are ready to serve you.

37919, TN Home Insurance

In the zip code of 37919, the population size is around 30,822, which consists of 14,275 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Knoxville, TN. A few years ago, a study was done and found that the average home insurance rates for Tennessee are around $934 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 37919 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Knoxville. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Knoxville, TN Homeowners Insurance Online Rates Today!

37919 Home Insurance Average Premiums

Local 37919 homeowners insurance quotes comparison

$684 /yr.

Shows Zip Code: 37919 lowest rates with discounts applied on average.

For the 37919, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$684 /yr.
Average Coverage:$934 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1234 /yr.

What is the average home insurance cost for a home in 37919?

  • • The average homeowners insurance premium paid annually for a home in 37919 is around $934 per year.

What does it cost on average per month for home insurance in 37919?

  • • Homeowners in 37919 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 37919?

  • • Autoowners in 37919 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Knoxville area, check out other zip codes nearby 37919.
Review average rates in another zip code:
37917 homeowners insurance rates
37922 homeowners insurance rates
37909 homeowners insurance rates
37924 homeowners insurance rates
37931 homeowners insurance rates
37938 homeowners insurance rates
37902 homeowners insurance rates
37920 homeowners insurance rates
37912 homeowners insurance rates
37923 homeowners insurance rates

Home Replacement Cost Coverage in 37919

Average Building Cost Per Square Foot in 37919: $135

Location: Knoxville, Tennessee (Knox County)

Average Square Footage in 37919: 2,490 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37919 before you start any project. Knoxville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37919 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37919 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,490 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Knoxville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1352,490$336,100
Additional Upgrades & Added Features$1692,490$420,125
Major Home Updates or Advancements$2032,490$504,150

It's important to understand that when you estimate your replacement cost of your home in the 37919 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37919

Allied Insurors

Address: 5309 Kingston Pike Suite A Knoxville, TN 37919
Phone: (865)584-1324
Website:

Jim Hill Insurance Agency Inc

Address: 301 South Gallaher View Road Knoxville, TN 37919
Phone: (865)691-6000
Website:

Associated Insurors

Address: 6649 Baum Drive Knoxville, TN 37919
Phone: (865)584-6949
Website:

Inter-Agency Insurance Service Inc

Address: 6209 Baum Drive Knoxville, TN 37919
Phone: (865)637-4519
Website: www.inter-agencyinsurance.com

Palmer & Cay Of In Inc

Address: 413 S Northshore Dr Knoxville, TN 37919
Phone: (865)588-7200
Website: www.palmercay.com

Best Home & Auto Insurance Agencies in 37919

Jim Hill Insurance Agency Inc

Address: 301 S Gallaher View Rd SW Knoxville, TN 37919
Phone:
Website:
Info:

Patterson- Gary C

Address: 8018 Kingston Pike Knoxville, TN 37919
Phone:
Website:
Info:

Palmer & Cay Of In Inc

Address: 413 S Northshore Dr Knoxville, TN 37919
Phone:
Website: http://www.palmercay.com
Info:

Associated Insurors

Address: 6649 Baum Dr Knoxville, TN 37919
Phone:
Website:
Info:

Livingston & Haven Inc

Address: 4605 Lyons View Pike Knoxville, TN 37919
Phone:
Website:
Info:

Housing Demographics for 37919

Population Review for 37919 Zip Code

For the city of Knoxville, the population within 37919 has increased to over 32,632 residents in population size. The current population total is 30,822. We have broken down the population based on race below. In 37919, there are over 14966 in male population and 15856 females.

PopulationValues
Total Population30,822
White Population25226
Black Population1747
Hispanic Population1554
Asian Population1159
Hawaiian Population12
Indian Population81
Other Population640
Male Population14966
Female Population15856
Population Estimate32632

Household Data for 37919

The average number of homes in 37919 is around 14,275, there are an average of 2.14 per household. The average house value according to local real estate values is around $336,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,275
Persons Per Household2.14
Average House Value$336,100
Income Per Household$68297
Median Age38.1
Median Age Male36.7
Median Age Female39.7
37919 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code865
CityKnoxville
City Alias NameKNOXVILLE
CountyKnox
County FIPS093
State FIPS47
Time Zone5
Day Light SavingY
MSA3840
PMSA
CSA315
CBSA28940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKnoxville, TN
MSA_NameKnoxville, TN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1725
Number Of Employees26786
Business First Quarter Payroll320065
Business Annual Payroll1427827
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population698030
CBSA Division Population0
Congressional District02
Congressional LandArea2320.68
Delivery Residential15249
Delivery Business2107
Delivery Total20765
Preferred Last Line KeyX25385
Classification Code
Multi-County
CSA NameKnoxville-Morristown-Sevierville, TN
CBSA_DIV_Name
City State KeyX25385
Land Area19.106000
Water Area1.616000
City Alias Code
City Mixed CaseKnoxville
City Alias Mixed CaseKnoxville
Box Count0
SFDU8982
MFDU4313
State ANSI47
County ANSI093
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number474632
Unique ZIP Name
SSA State County Code44460
Medicare CBSA Code28940
Medicare CBSA NameKnoxville, TN
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseKnox

Tennessee Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]