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37923 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 37923 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Knoxville, TN quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 37923.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 37923 and start shopping.

Quickly and Easily Compare Average Rates for 37923

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Knoxville, TN home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 37923

Homeowners in Knoxville are paying roughly $1028 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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37923 Home Insurance Average Premiums

Local 37923 homeowners insurance quotes comparison

$778 /yr.

Shows Zip Code: 37923 lowest rates with discounts applied on average.

For the 37923, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$778 /yr.
Average Coverage:$1028 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1328 /yr.

What is the average home insurance cost for a home in 37923?

  • • The average homeowners insurance premium paid annually for a home in 37923 is around $1028 per year.

What does it cost on average per month for home insurance in 37923?

  • • Homeowners in 37923 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 37923?

  • • Autoowners in 37923 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Knoxville area, check out other zip codes nearby 37923.
Review average rates in another zip code:
37921 homeowners insurance rates
37922 homeowners insurance rates
37932 homeowners insurance rates
37917 homeowners insurance rates
37914 homeowners insurance rates
37923 homeowners insurance rates
37924 homeowners insurance rates
37916 homeowners insurance rates
37902 homeowners insurance rates
37938 homeowners insurance rates

Home Replacement Cost Coverage in 37923

Average Building Cost Per Square Foot in 37923: $135

Location: Knoxville, Tennessee (Knox County)

Average Square Footage in 37923: 1,714 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37923 before you start any project. Knoxville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37923 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37923 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,714 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Knoxville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,714$231,400
Additional Upgrades & Added Features$1691,714$289,250
Major Home Updates or Advancements$2031,714$347,100

It's important to understand that when you estimate your replacement cost of your home in the 37923 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37923

Allstate Insurance - Keith Schneider

Address: 9217 Park West Blvd Suite B-3 Knoxville, TN 37923
Phone: (865)691-9077
Website:

Best Home & Auto Insurance Agencies in 37923

Shuman J T Insurance Agency

Address: 8874 Kingston Pike Knoxville, TN 37923
Phone:
Website:
Info:

Newby- J Mark

Address: 8870 Cedar Springs Ln Knoxville, TN 37923
Phone:
Website:
Info:

Oglesby Eddie Ray Insurance

Address: 412 N Cedar Bluff Rd, #108 Knoxville, TN 37923
Phone:
Website:
Info:

Lewis- Michael P - State Farm Insurance Agent

Address: 9044 Middlebrook Pike Knoxville, TN 37923
Phone:
Website:
Info:

State Farm Insurance Companies - Auto Claims Offices

Address: 408 N Cedar Bluff Rd Knoxville, TN 37923
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 37923

Population Review for 37923 Zip Code

For the city of Knoxville, the population within 37923 has increased to over 31,951 residents in population size. The current population total is 29,705. We have broken down the population based on race below. In 37923, there are over 14401 in male population and 15304 females.

PopulationValues
Total Population29,705
White Population22854
Black Population1971
Hispanic Population2629
Asian Population999
Hawaiian Population111
Indian Population128
Other Population1390
Male Population14401
Female Population15304
Population Estimate31951

Household Data for 37923

The average number of homes in 37923 is around 13,092, there are an average of 2.26 per household. The average house value according to local real estate values is around $231,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,092
Persons Per Household2.26
Average House Value$231,400
Income Per Household$65909
Median Age37.1
Median Age Male35.7
Median Age Female38.3
37923 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code865
CityKnoxville
City Alias NameKNOXVILLE
CountyKnox
County FIPS093
State FIPS47
Time Zone5
Day Light SavingY
MSA3840
PMSA
CSA315
CBSA28940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKnoxville, TN
MSA_NameKnoxville, TN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses887
Number Of Employees15310
Business First Quarter Payroll197660
Business Annual Payroll842523
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population698030
CBSA Division Population0
Congressional District02
Congressional LandArea2320.68
Delivery Residential14138
Delivery Business869
Delivery Total17399
Preferred Last Line KeyX25385
Classification Code
Multi-County
CSA NameKnoxville-Morristown-Sevierville, TN
CBSA_DIV_Name
City State KeyX25385
Land Area11.088000
Water Area0.013000
City Alias Code
City Mixed CaseKnoxville
City Alias Mixed CaseKnoxville
Box Count0
SFDU7920
MFDU3263
State ANSI47
County ANSI093
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number474632
Unique ZIP Name
SSA State County Code44460
Medicare CBSA Code28940
Medicare CBSA NameKnoxville, TN
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseKnox

Tennessee Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]