Get multiple home insurance quotes in 37918. Our licensed 37918, TN agents are ready to serve you.

37918 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 37918 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Knoxville, TN. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 37918 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Tennessee, like average Knoxville homeowners insurance rates, coverage options or home insurance types, please select Knoxville, TN Home Insurance Rates Online!

37918 Home Insurance Average Premiums

Local 37918 homeowners insurance quotes comparison

$734 /yr.

Shows Zip Code: 37918 lowest rates with discounts applied on average.

For the 37918, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$734 /yr.
Average Coverage:$984 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1284 /yr.

What is the average home insurance cost for a home in 37918?

  • • The average homeowners insurance premium paid annually for a home in 37918 is around $984 per year.

What does it cost on average per month for home insurance in 37918?

  • • Homeowners in 37918 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 37918?

  • • Autoowners in 37918 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Knoxville area, check out other zip codes nearby 37918.
Review average rates in another zip code:
37923 homeowners insurance rates
37920 homeowners insurance rates
37922 homeowners insurance rates
37924 homeowners insurance rates
37915 homeowners insurance rates
37902 homeowners insurance rates
37917 homeowners insurance rates
37919 homeowners insurance rates
37938 homeowners insurance rates
37912 homeowners insurance rates

Home Replacement Cost Coverage in 37918

Average Building Cost Per Square Foot in 37918: $135

Location: Knoxville, Tennessee (Knox County)

Average Square Footage in 37918: 1,312 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37918 before you start any project. Knoxville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37918 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37918 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,312 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Knoxville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,312$177,100
Additional Upgrades & Added Features$1691,312$221,375
Major Home Updates or Advancements$2031,312$265,650

It's important to understand that when you estimate your replacement cost of your home in the 37918 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37918

Allstate Insurance-Charlotte Swaggerty Agency

Address: 6663 Maynardville Pike Knoxville, TN 37918
Phone: (865)922-4663
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 37918

Affordable Auto Insurance

Address: 2705 Woodrow Dr Knoxville, TN 37918
Phone:
Website:
Info:

State Farm Insurance Companies-Hull Alan

Address: 2912 Tazewell Pike Knoxville, TN 37918
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Farm Bureau Insurance

Address: 7118 Maynardville Pike Knoxville, TN 37918
Phone:
Website:
Info:

Nationwide Insurance & Financial Services

Address: N Broadway St Knoxville, TN 37918
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Direct Insurance CO

Address: 4871 N Broadway St Knoxville, TN 37918
Phone:
Website:
Info:

Housing Demographics for 37918

Population Review for 37918 Zip Code

For the city of Knoxville, the population within 37918 has increased to over 48,552 residents in population size. The current population total is 46,245. We have broken down the population based on race below. In 37918, there are over 22200 in male population and 24045 females.

PopulationValues
Total Population46,245
White Population38302
Black Population3153
Hispanic Population2612
Asian Population395
Hawaiian Population31
Indian Population216
Other Population1285
Male Population22200
Female Population24045
Population Estimate48552

Household Data for 37918

The average number of homes in 37918 is around 18,891, there are an average of 2.39 per household. The average house value according to local real estate values is around $177,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,891
Persons Per Household2.39
Average House Value$177,100
Income Per Household$59801
Median Age39.7
Median Age Male38.0
Median Age Female41.1
37918 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code865
CityKnoxville
City Alias NameKNOXVILLE
CountyKnox
County FIPS093
State FIPS47
Time Zone5
Day Light SavingY
MSA3840
PMSA
CSA315
CBSA28940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKnoxville, TN
MSA_NameKnoxville, TN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses748
Number Of Employees8859
Business First Quarter Payroll67784
Business Annual Payroll304643
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population698030
CBSA Division Population0
Congressional District02
Congressional LandArea2320.68
Delivery Residential20315
Delivery Business1055
Delivery Total22235
Preferred Last Line KeyX25385
Classification Code
Multi-County
CSA NameKnoxville-Morristown-Sevierville, TN
CBSA_DIV_Name
City State KeyX25385
Land Area34.558000
Water Area0.003000
City Alias Code
City Mixed CaseKnoxville
City Alias Mixed CaseKnoxville
Box Count0
SFDU15791
MFDU932
State ANSI47
County ANSI093
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number474632
Unique ZIP Name
SSA State County Code44460
Medicare CBSA Code28940
Medicare CBSA NameKnoxville, TN
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseKnox

Tennessee Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]