Get multiple home insurance quotes in 37918. Our licensed 37918, TN agents are ready to serve you.

37918 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 37918 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Knoxville, TN. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 37918 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Tennessee, like average Knoxville homeowners insurance rates, coverage options or home insurance types, please select Knoxville, TN Home Insurance Rates Online!

37918 Home Insurance Average Premiums

Local 37918 homeowners insurance quotes comparison

$734 /yr.

Shows Zip Code: 37918 lowest rates with discounts applied on average.

For the 37918, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$734 /yr.
Average Coverage:$984 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1284 /yr.

What is the average home insurance cost for a home in 37918?

  • • The average homeowners insurance premium paid annually for a home in 37918 is around $984 per year.

What does it cost on average per month for home insurance in 37918?

  • • Homeowners in 37918 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 37918?

  • • Autoowners in 37918 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Knoxville area, check out other zip codes nearby 37918.
Review average rates in another zip code:
37918 homeowners insurance rates
37914 homeowners insurance rates
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37902 homeowners insurance rates
37912 homeowners insurance rates
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37938 homeowners insurance rates
37915 homeowners insurance rates
37917 homeowners insurance rates

Home Replacement Cost Coverage in 37918

Average Building Cost Per Square Foot in 37918: $135

Location: Knoxville, Tennessee (Knox County)

Average Square Footage in 37918: 1,312 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37918 before you start any project. Knoxville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37918 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37918 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,312 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Knoxville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,312$177,100
Additional Upgrades & Added Features$1691,312$221,375
Major Home Updates or Advancements$2031,312$265,650

It's important to understand that when you estimate your replacement cost of your home in the 37918 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37918

Allstate Insurance-Charlotte Swaggerty Agency

Address: 6663 Maynardville Pike Knoxville, TN 37918
Phone: (865)922-4663
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 37918

Allstate Insurance-Charlotte Swaggerty Agency

Address: 6663 Maynardville Pike Knoxville, TN 37918
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

State Farm Insurance

Address: 7043 Maynardville Pike Knoxville, TN 37918
Phone:
Website:
Info:

Lyle Angie

Address: 5038 N Broadway St Knoxville, TN 37918
Phone:
Website:
Info:

State Farm Insurance Companies-Hull Alan

Address: 2912 Tazewell Pike Knoxville, TN 37918
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Arp- Bennie R

Address: 5803 N Broadway St Knoxville, TN 37918
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 37918

Population Review for 37918 Zip Code

For the city of Knoxville, the population within 37918 has increased to over 48,552 residents in population size. The current population total is 46,245. We have broken down the population based on race below. In 37918, there are over 22200 in male population and 24045 females.

PopulationValues
Total Population46,245
White Population38302
Black Population3153
Hispanic Population2612
Asian Population395
Hawaiian Population31
Indian Population216
Other Population1285
Male Population22200
Female Population24045
Population Estimate48552

Household Data for 37918

The average number of homes in 37918 is around 18,891, there are an average of 2.39 per household. The average house value according to local real estate values is around $177,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,891
Persons Per Household2.39
Average House Value$177,100
Income Per Household$59801
Median Age39.7
Median Age Male38.0
Median Age Female41.1
37918 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code865
CityKnoxville
City Alias NameKNOXVILLE
CountyKnox
County FIPS093
State FIPS47
Time Zone5
Day Light SavingY
MSA3840
PMSA
CSA315
CBSA28940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKnoxville, TN
MSA_NameKnoxville, TN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses748
Number Of Employees8859
Business First Quarter Payroll67784
Business Annual Payroll304643
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population698030
CBSA Division Population0
Congressional District02
Congressional LandArea2320.68
Delivery Residential20315
Delivery Business1055
Delivery Total22235
Preferred Last Line KeyX25385
Classification Code
Multi-County
CSA NameKnoxville-Morristown-Sevierville, TN
CBSA_DIV_Name
City State KeyX25385
Land Area34.558000
Water Area0.003000
City Alias Code
City Mixed CaseKnoxville
City Alias Mixed CaseKnoxville
Box Count0
SFDU15791
MFDU932
State ANSI47
County ANSI093
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number474632
Unique ZIP Name
SSA State County Code44460
Medicare CBSA Code28940
Medicare CBSA NameKnoxville, TN
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseKnox

Tennessee Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]