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If you live in the 37924 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Knoxville have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our TN licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 37924 and then compare quotes from a variety of nationwide insurance companies.

37924 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 37924 the average premium for homeowners coverage is $944 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 37924. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 37924 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Knoxville, TN home insurance quotes in your area.

37924 Home Insurance Average Premiums

Local 37924 homeowners insurance quotes comparison

$694 /yr.

Shows Zip Code: 37924 lowest rates with discounts applied on average.

For the 37924, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$694 /yr.
Average Coverage:$944 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1244 /yr.

What is the average home insurance cost for a home in 37924?

  • • The average homeowners insurance premium paid annually for a home in 37924 is around $944 per year.

What does it cost on average per month for home insurance in 37924?

  • • Homeowners in 37924 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 37924?

  • • Autoowners in 37924 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Knoxville area, check out other zip codes nearby 37924.
Review average rates in another zip code:
37921 homeowners insurance rates
37920 homeowners insurance rates
37922 homeowners insurance rates
37914 homeowners insurance rates
37932 homeowners insurance rates
37931 homeowners insurance rates
37916 homeowners insurance rates
37938 homeowners insurance rates
37923 homeowners insurance rates
37919 homeowners insurance rates

Home Replacement Cost Coverage in 37924

Average Building Cost Per Square Foot in 37924: $135

Location: Knoxville, Tennessee (Knox County)

Average Square Footage in 37924: 1,259 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37924 before you start any project. Knoxville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37924 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37924 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,259 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Knoxville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,259$170,000
Additional Upgrades & Added Features$1691,259$212,500
Major Home Updates or Advancements$2031,259$255,000

It's important to understand that when you estimate your replacement cost of your home in the 37924 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37924

Best Home & Auto Insurance Agencies in 37924

Lentz- Steven C - State Farm Insurance Agent

Address: 5336 Millertown Pike Knoxville, TN 37924
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Classic Truck Insurance

Address: 5218 Rutledge Pike Knoxville, TN 37924
Phone:
Website:
Info:

Betty Hart Insurance Agency

Address: 6809 Asheville Hwy Knoxville, TN 37924
Phone:
Website: http://www.hartins.net
Info:

Housing Demographics for 37924

Population Review for 37924 Zip Code

For the city of Knoxville, the population within 37924 has increased to over 14,501 residents in population size. The current population total is 12,894. We have broken down the population based on race below. In 37924, there are over 6214 in male population and 6680 females.

PopulationValues
Total Population12,894
White Population10606
Black Population1182
Hispanic Population469
Asian Population147
Hawaiian Population2
Indian Population25
Other Population233
Male Population6214
Female Population6680
Population Estimate14501

Household Data for 37924

The average number of homes in 37924 is around 5,237, there are an average of 2.46 per household. The average house value according to local real estate values is around $170,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,237
Persons Per Household2.46
Average House Value$170,000
Income Per Household$59511
Median Age40.5
Median Age Male39.6
Median Age Female41.4
37924 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code865
CityKnoxville
City Alias NameKNOXVILLE
CountyKnox
County FIPS093
State FIPS47
Time Zone5
Day Light SavingY
MSA3840
PMSA
CSA315
CBSA28940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKnoxville, TN
MSA_NameKnoxville, TN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses266
Number Of Employees4816
Business First Quarter Payroll42965
Business Annual Payroll183331
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population698030
CBSA Division Population0
Congressional District02
Congressional LandArea2320.68
Delivery Residential5895
Delivery Business327
Delivery Total9174
Preferred Last Line KeyX25385
Classification Code
Multi-County
CSA NameKnoxville-Morristown-Sevierville, TN
CBSA_DIV_Name
City State KeyX25385
Land Area27.864000
Water Area0.360000
City Alias Code
City Mixed CaseKnoxville
City Alias Mixed CaseKnoxville
Box Count0
SFDU5132
MFDU327
State ANSI47
County ANSI093
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number474632
Unique ZIP Name
SSA State County Code44460
Medicare CBSA Code28940
Medicare CBSA NameKnoxville, TN
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseKnox

Tennessee Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]