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Compare 38355 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Medina just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 2,589 neighbors looking to save on their home insurance policy in the local 38355 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 38355. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Tennessee rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Medina, TN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Medina, TN

38355 Home Insurance Average Premiums

Local 38355 homeowners insurance quotes comparison

$770 /yr.

Shows Zip Code: 38355 lowest rates with discounts applied on average.

For the 38355, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$770 /yr.
Average Coverage:$1020 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1320 /yr.

What is the average home insurance cost for a home in 38355?

  • • The average homeowners insurance premium paid annually for a home in 38355 is around $1020 per year.

What does it cost on average per month for home insurance in 38355?

  • • Homeowners in 38355 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 38355?

  • • Autoowners in 38355 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Medina area, check out other zip codes nearby 38355.
Review average rates in another zip code:
38355 homeowners insurance rates

Home Replacement Cost Coverage in 38355

Average Building Cost Per Square Foot in 38355: $135

Location: Medina, Tennessee (Gibson County)

Average Square Footage in 38355: 1,511 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 38355 before you start any project. Medina homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 38355 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 38355 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,511 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Medina area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,511$204,000
Additional Upgrades & Added Features$1691,511$255,000
Major Home Updates or Advancements$2031,511$306,000

It's important to understand that when you estimate your replacement cost of your home in the 38355 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 38355

Best Home & Auto Insurance Agencies in 38355

Housing Demographics for 38355

Population Review for 38355 Zip Code

For the city of Medina, the population within 38355 has increased to over 8,545 residents in population size. The current population total is 7,669. We have broken down the population based on race below. In 38355, there are over 3729 in male population and 3940 females.

PopulationValues
Total Population7,669
White Population6686
Black Population412
Hispanic Population229
Asian Population89
Hawaiian Population0
Indian Population13
Other Population136
Male Population3729
Female Population3940
Population Estimate8545

Household Data for 38355

The average number of homes in 38355 is around 2,589, there are an average of 2.96 per household. The average house value according to local real estate values is around $204,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,589
Persons Per Household2.96
Average House Value$204,000
Income Per Household$84510
Median Age34.3
Median Age Male33.5
Median Age Female35.0
38355 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code731
CityMedina
City Alias NameMEDINA
CountyGibson
County FIPS053
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA27180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJackson, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses84
Number Of Employees571
Business First Quarter Payroll3729
Business Annual Payroll19109
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population115425
CBSA Division Population0
Congressional District08
Congressional LandArea6850.53
Delivery Residential2887
Delivery Business47
Delivery Total3164
Preferred Last Line KeyX25491
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX25491
Land Area37.387000
Water Area0.039000
City Alias Code
City Mixed CaseMedina
City Alias Mixed CaseMedina
Box Count145
SFDU2813
MFDU16
State ANSI47
County ANSI053
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number475628
Unique ZIP Name
SSA State County Code44260
Medicare CBSA Code27180
Medicare CBSA NameJackson, TN
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseGibson

Tennessee Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]