Get multiple home insurance quotes in 38356. Our licensed 38356, TN agents are ready to serve you.

38356 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 38356 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Medon, TN. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 38356 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Tennessee, like average Medon homeowners insurance rates, coverage options or home insurance types, please select Medon, TN Home Insurance Rates Online!

38356 Home Insurance Average Premiums

Local 38356 homeowners insurance quotes comparison

$733 /yr.

Shows Zip Code: 38356 lowest rates with discounts applied on average.

For the 38356, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$733 /yr.
Average Coverage:$983 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1283 /yr.

What is the average home insurance cost for a home in 38356?

  • • The average homeowners insurance premium paid annually for a home in 38356 is around $983 per year.

What does it cost on average per month for home insurance in 38356?

  • • Homeowners in 38356 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 38356?

  • • Autoowners in 38356 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Medon area, check out other zip codes nearby 38356.
Review average rates in another zip code:
38356 homeowners insurance rates

Home Replacement Cost Coverage in 38356

Average Building Cost Per Square Foot in 38356: $135

Location: Medon, Tennessee (Madison County)

Average Square Footage in 38356: 1,008 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 38356 before you start any project. Medon homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 38356 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 38356 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,008 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Medon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,008$136,100
Additional Upgrades & Added Features$1691,008$170,125
Major Home Updates or Advancements$2031,008$204,150

It's important to understand that when you estimate your replacement cost of your home in the 38356 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 38356

Best Home & Auto Insurance Agencies in 38356

Housing Demographics for 38356

Population Review for 38356 Zip Code

For the city of Medon, the population within 38356 has increased to over 2,382 residents in population size. The current population total is 2,272. We have broken down the population based on race below. In 38356, there are over 1110 in male population and 1162 females.

PopulationValues
Total Population2,272
White Population1771
Black Population380
Hispanic Population54
Asian Population18
Hawaiian Population0
Indian Population6
Other Population21
Male Population1110
Female Population1162
Population Estimate2382

Household Data for 38356

The average number of homes in 38356 is around 949, there are an average of 2.39 per household. The average house value according to local real estate values is around $136,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode949
Persons Per Household2.39
Average House Value$136,100
Income Per Household$56538
Median Age48.4
Median Age Male50.1
Median Age Female46.9
38356 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code731
CityMedon
City Alias NameMEDON
CountyMadison
County FIPS113
State FIPS47
Time Zone6
Day Light SavingY
MSA3580
PMSA
CSA
CBSA27180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJackson, TN
MSA_NameJackson, TN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees125
Business First Quarter Payroll954
Business Annual Payroll1568
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population115425
CBSA Division Population0
Congressional District08
Congressional LandArea6850.53
Delivery Residential997
Delivery Business20
Delivery Total1167
Preferred Last Line KeyX25492
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX25492
Land Area77.878000
Water Area0.204000
City Alias Code
City Mixed CaseMedon
City Alias Mixed CaseMedon
Box Count71
SFDU997
MFDU0
State ANSI47
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number475640
Unique ZIP Name
SSA State County Code44560
Medicare CBSA Code27180
Medicare CBSA NameJackson, TN
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseMadison

Tennessee Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]