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Home Insurance Rates in 38379

For homeowners shopping online in 38379, our insurance rates are very competitive for homeowners living in Stantonville, TN. Many homeowners based out of the great city of Stantonville have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Tennessee licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 38379, simply click the "Get Multiple Quotes Now" button. Your 38379 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Stantonville, TN Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

38379 Home Insurance Rating is: High!

If you live in 38379, you can easily save up to 40% off the average home insurance premium of $945 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Stantonville can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 38379 today!

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38379 Home Insurance Average Premiums

Local 38379 homeowners insurance quotes comparison

$695 /yr.

Shows Zip Code: 38379 lowest rates with discounts applied on average.

For the 38379, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$695 /yr.
Average Coverage:$945 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1245 /yr.

What is the average home insurance cost for a home in 38379?

  • • The average homeowners insurance premium paid annually for a home in 38379 is around $945 per year.

What does it cost on average per month for home insurance in 38379?

  • • Homeowners in 38379 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 38379?

  • • Autoowners in 38379 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Stantonville area, check out other zip codes nearby 38379.
Review average rates in another zip code:
38379 homeowners insurance rates

Home Replacement Cost Coverage in 38379

Average Building Cost Per Square Foot in 38379: $135

Location: Stantonville, Tennessee (Mcnairy County)

Average Square Footage in 38379: 969 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 38379 before you start any project. Stantonville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 38379 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 38379 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 969 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Stantonville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135969$130,800
Additional Upgrades & Added Features$169969$163,500
Major Home Updates or Advancements$203969$196,200

It's important to understand that when you estimate your replacement cost of your home in the 38379 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 38379

Best Home & Auto Insurance Agencies in 38379

Housing Demographics for 38379

Population Review for 38379 Zip Code

For the city of Stantonville, the population within 38379 has increased to over 1,582 residents in population size. The current population total is 1,492. We have broken down the population based on race below. In 38379, there are over 765 in male population and 727 females.

PopulationValues
Total Population1,492
White Population1434
Black Population16
Hispanic Population15
Asian Population3
Hawaiian Population0
Indian Population5
Other Population1
Male Population765
Female Population727
Population Estimate1582

Household Data for 38379

The average number of homes in 38379 is around 560, there are an average of 2.65 per household. The average house value according to local real estate values is around $130,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode560
Persons Per Household2.65
Average House Value$130,800
Income Per Household$46328
Median Age45.2
Median Age Male45.4
Median Age Female44.9
38379 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code731
CityStantonville
City Alias NameSTANTONVILLE
CountyMcnairy
County FIPS109
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees81
Business First Quarter Payroll593
Business Annual Payroll2732
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea6850.53
Delivery Residential597
Delivery Business12
Delivery Total630
Preferred Last Line KeyX25829
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX25829
Land Area34.243000
Water Area0.013000
City Alias Code
City Mixed CaseStantonville
City Alias Mixed CaseStantonville
Box Count16
SFDU597
MFDU0
State ANSI47
County ANSI109
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number478184
Unique ZIP Name
SSA State County Code44540
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseMcnairy

Tennessee Homeowners Insurance News & Information

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