Get multiple home insurance quotes in 75007. Our licensed 75007, TX agents are ready to serve you.

Compare 75007 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 75007 area? The average homeowners premium in Texas for a standard homeowners policy is around $1,488/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 75007 zip code, the population size is around 53,960 with 19,938 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 75007.

Please give us a call now at 1-866-502-7287, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Carrollton, TX Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. TX RateDiscountsSavingsShop Rates
$2,000up to 40% off$800

75007 Home Insurance Average Premiums

Local 75007 homeowners insurance quotes comparison

$1238 /yr.

Shows Zip Code: 75007 lowest rates with discounts applied on average.

For the 75007, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1238 /yr.
Average Coverage:$1488 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1788 /yr.

What is the average home insurance cost for a home in 75007?

  • • The average homeowners insurance premium paid annually for a home in 75007 is around $1488 per year.

What does it cost on average per month for home insurance in 75007?

  • • Homeowners in 75007 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 75007?

  • • Autoowners in 75007 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Carrollton area, check out other zip codes nearby 75007.
Review average rates in another zip code:
75006 homeowners insurance rates
75010 homeowners insurance rates
75007 homeowners insurance rates

Home Replacement Cost Coverage in 75007

Average Building Cost Per Square Foot in 75007: $129

Location: Carrollton, Texas (Denton County)

Average Square Footage in 75007: 2,204 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75007 before you start any project. Carrollton homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75007 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75007 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,204 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Carrollton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,204$284,300
Additional Upgrades & Added Features$1612,204$355,375
Major Home Updates or Advancements$1942,204$426,450

It's important to understand that when you estimate your replacement cost of your home in the 75007 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75007

A Auto Insurance Direct

Address: 4043 Trinity Mills Rd. Suite 102 Carrollton, TX 75007
Phone: (972)820-7605
Website:

Best Home & Auto Insurance Agencies in 75007

Andrew Goodin Insurance Agency

Address: 3620 N Josey Ln, #203 Carrollton, TX 75007
Phone:
Website: http://www.agent.allstate.com/59337
Info:

State Farm Insurance

Address: 1921 E Hebron Pky, Ste 110 Carrollton, TX 75007
Phone:
Website: http://www.statefarm.com/
Info:

Brent Barkaszi Insurance Agency

Address: 1930 E Rosemeade Pky, Ste 208 Carrollton, TX 75007
Phone:
Website:
Info:

Dennis E Smith - Nationwide Insurance

Address: 2626 N Josey Ln, Ste 104 Carrollton, TX 75007
Phone:
Website: http://www.nationwide.com/agent/Carrollton-TEXAS-insurance-agent/dennis-smith/office.html
Info:

Bower- John M

Address: 1060 W Frankford Rd Carrollton, TX 75007
Phone:
Website: http://www.johnbower.com
Info:

Housing Demographics for 75007

Population Review for 75007 Zip Code

For the city of Carrollton, the population within 75007 has increased to over 55,539 residents in population size. The current population total is 53,960. We have broken down the population based on race below. In 75007, there are over 26394 in male population and 27566 females.

PopulationValues
Total Population53,960
White Population25338
Black Population5283
Hispanic Population14838
Asian Population8906
Hawaiian Population56
Indian Population564
Other Population5679
Male Population26394
Female Population27566
Population Estimate55539

Household Data for 75007

The average number of homes in 75007 is around 19,938, there are an average of 2.70 per household. The average house value according to local real estate values is around $284,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,938
Persons Per Household2.70
Average House Value$284,300
Income Per Household$96051
Median Age39.5
Median Age Male37.9
Median Age Female41.1
75007 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code972/469/214/945
CityCarrollton
City Alias NameCARROLLTON
CountyDenton
County FIPS121
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1343
Number Of Employees16807
Business First Quarter Payroll214804
Business Annual Payroll917195
Business Employment Flag
Growth Rank34
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number23792
Growth Increase Percentage3.6
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District04|24|26|32
Congressional LandArea10122.99|262.76|907.15|185.66
Delivery Residential20570
Delivery Business962
Delivery Total22926
Preferred Last Line KeyW23158
Classification Code
Multi-CountyY
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23158
Land Area11.906000
Water Area0.121000
City Alias Code
City Mixed CaseCarrollton
City Alias Mixed CaseCarrollton
Box Count0
SFDU15061
MFDU5353
State ANSI48
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number481475
Unique ZIP Name
SSA State County Code45410
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseDenton

Texas Homeowners Insurance News & Information

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  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]