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75009 Home Insurance Rates & Premiums

Did you know there are over 21,276 people living within the 75009 zip code area? There are over 6,395 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 75009.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-866-502-7287, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Texas are on the rise. The estimated average premium is around $1,545 a year for a standard homeowners insurance policy in Celina. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Celina, TX Homeowners Insurance Quotes Online

75009 Home Insurance Average Premiums

Local 75009 homeowners insurance quotes comparison

$1295 /yr.

Shows Zip Code: 75009 lowest rates with discounts applied on average.

For the 75009, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1295 /yr.
Average Coverage:$1545 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1845 /yr.

What is the average home insurance cost for a home in 75009?

  • • The average homeowners insurance premium paid annually for a home in 75009 is around $1545 per year.

What does it cost on average per month for home insurance in 75009?

  • • Homeowners in 75009 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 75009?

  • • Autoowners in 75009 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Celina area, check out other zip codes nearby 75009.
Review average rates in another zip code:
75009 homeowners insurance rates

Home Replacement Cost Coverage in 75009

Average Building Cost Per Square Foot in 75009: $129

Location: Celina, Texas (Collin County)

Average Square Footage in 75009: 2,943 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75009 before you start any project. Celina homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75009 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75009 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,943 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Celina area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,943$379,700
Additional Upgrades & Added Features$1612,943$474,625
Major Home Updates or Advancements$1942,943$569,550

It's important to understand that when you estimate your replacement cost of your home in the 75009 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75009

Best Home & Auto Insurance Agencies in 75009

Adam Clements-Farmers Insurance

Address: 212 N Oklahoma St Celina, TX 75009
Phone:
Website:
Info:

Cole- Rex Insurance Agency Farmers Insurance

Address: 900 N Preston Rd Celina, TX 75009
Phone:
Website:
Info:

Texas Farm Bureau Insurance

Address: 1341 S Preston Rd, Ste B Celina, TX 75009
Phone:
Website: http://www.txfb-ins.com/
Info:

Housing Demographics for 75009

Population Review for 75009 Zip Code

For the city of Celina, the population within 75009 has increased to over 37,849 residents in population size. The current population total is 21,276. We have broken down the population based on race below. In 75009, there are over 10605 in male population and 10671 females.

PopulationValues
Total Population21,276
White Population15792
Black Population991
Hispanic Population3451
Asian Population614
Hawaiian Population16
Indian Population190
Other Population1106
Male Population10605
Female Population10671
Population Estimate37849

Household Data for 75009

The average number of homes in 75009 is around 6,395, there are an average of 3.31 per household. The average house value according to local real estate values is around $379,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,395
Persons Per Household3.31
Average House Value$379,700
Income Per Household$140933
Median Age34.8
Median Age Male33.7
Median Age Female35.7
75009 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code469/945/214/972
CityCelina
City Alias NameCELINA
CountyCollin
County FIPS085
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses365
Number Of Employees2404
Business First Quarter Payroll22668
Business Annual Payroll108944
Business Employment Flag
Growth Rank26
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29885
Growth Increase Percentage3.8
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District03|04|26
Congressional LandArea480.88|10122.99|907.15
Delivery Residential11435
Delivery Business321
Delivery Total12117
Preferred Last Line KeyW23189
Classification Code
Multi-CountyY
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23189
Land Area98.715000
Water Area1.377000
City Alias Code
City Mixed CaseCelina
City Alias Mixed CaseCelina
Box Count261
SFDU5188
MFDU358
State ANSI48
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number481585
Unique ZIP Name
SSA State County Code45310
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseCollin

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]