Get multiple home insurance quotes in 75028. Our licensed 75028, TX agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 75028

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 75028, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Flower Mound, TX from a list of top tier nationwide insurers.

Our Texas licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 75028 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 75028

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Flower Mound, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

75028 Ratings: very high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Flower Mound we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 75028, homeowners are seeing rates around 1471 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 75028!

75028 Home Insurance Average Premiums

Local 75028 homeowners insurance quotes comparison

$1221 /yr.

Shows Zip Code: 75028 lowest rates with discounts applied on average.

For the 75028, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1221 /yr.
Average Coverage:$1471 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1771 /yr.

What is the average home insurance cost for a home in 75028?

  • • The average homeowners insurance premium paid annually for a home in 75028 is around $1471 per year.

What does it cost on average per month for home insurance in 75028?

  • • Homeowners in 75028 pay a monthly average cost per month around $123.00.

What kind of discount could I get if I combine my home and auto insurance together in 75028?

  • • Autoowners in 75028 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Flower Mound area, check out other zip codes nearby 75028.
Review average rates in another zip code:
75028 homeowners insurance rates
75022 homeowners insurance rates

Home Replacement Cost Coverage in 75028

Average Building Cost Per Square Foot in 75028: $129

Location: Flower Mound, Texas (Denton County)

Average Square Footage in 75028: 2,802 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75028 before you start any project. Flower Mound homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75028 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75028 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,802 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Flower Mound area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,802$361,400
Additional Upgrades & Added Features$1612,802$451,750
Major Home Updates or Advancements$1942,802$542,100

It's important to understand that when you estimate your replacement cost of your home in the 75028 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75028

Allstate Insurance - Jim McCants

Address: 3401 Cross Timbers Road Suite 200 Flower Mound, TX 75028
Phone: (972)691-6405
Website:

Allstate Insurance - Louis Mogollon

Address: 1001 Cross Timbers Road #2100 Flower Mound, TX 75028
Phone: (972)539-8447
Website:

Best Home & Auto Insurance Agencies in 75028

Allen- Steven W - State Farm Insurance Agent

Address: 6011 Morriss Rd, #100 Flower Mound, TX 75028
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance - Louis Mogollon

Address: 1001 Cross Timbers Rd, #Rd-2100 Flower Mound, TX 75028
Phone:
Website:
Info:

William Meek-Farmers Insurance

Address: 3000 Corporate Ct, Ste 300 Flower Mound, TX 75028
Phone:
Website: http://www.farmersagent.com/bmeek/
Info:

Kim Migliaccio - Allstate Agent

Address: 1001 Cross Timbers Rd, Ste 2110 Flower Mound, TX 75028
Phone:
Website: http://www.allstateagencies.com/KMigliaccio/Welcome/
Info:

Metlife Auto & Home Insurance

Address: 3505 Yucca Dr, Ste 113 Flower Mound, TX 75028
Phone:
Website: http://www.metlife.com/
Info:

Housing Demographics for 75028

Population Review for 75028 Zip Code

For the city of Flower Mound, the population within 75028 has increased to over 52,217 residents in population size. The current population total is 46,830. We have broken down the population based on race below. In 75028, there are over 22998 in male population and 23832 females.

PopulationValues
Total Population46,830
White Population32630
Black Population1814
Hispanic Population5427
Asian Population5731
Hawaiian Population25
Indian Population291
Other Population1320
Male Population22998
Female Population23832
Population Estimate52217

Household Data for 75028

The average number of homes in 75028 is around 16,201, there are an average of 2.88 per household. The average house value according to local real estate values is around $361,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,201
Persons Per Household2.88
Average House Value$361,400
Income Per Household$138221
Median Age40.4
Median Age Male39.5
Median Age Female41.2
75028 DetailsValues
StateTX
State Full NameTexas
City TypeB
City Alias Abbreviation
Area Code469/972/214/945
CityFlower Mound
City Alias NameFLOWER MOUND
CountyDenton
County FIPS121
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1389
Number Of Employees19239
Business First Quarter Payroll230831
Business Annual Payroll981085
Business Employment Flag
Growth Rank34
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number23792
Growth Increase Percentage3.6
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District24|26
Congressional LandArea262.76|907.15
Delivery Residential18131
Delivery Business1094
Delivery Total18466
Preferred Last Line KeyW23758
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23758
Land Area15.558000
Water Area0.077000
City Alias Code
City Mixed CaseFlower Mound
City Alias Mixed CaseFlower Mound
Box Count0
SFDU12128
MFDU2651
State ANSI48
County ANSI121
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number485130
Unique ZIP Name
SSA State County Code45410
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseDenton

Texas Homeowners Insurance News & Information

  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]