Get multiple home insurance quotes in 75056. Our licensed 75056, TX agents are ready to serve you.

75056 Home Insurance Rates

For homeowners living in 75056, the population estimates are increasing to well over 67,570 with 26,178 occupied homes within the zip code of 75056. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in The Colony have increased and the average home insurance premium is around $1,540 per year in 75056. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 75056 zip code today so we can help you find affordable The Colony, TX home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 75056

Please select one of the three options below based on your 75056 zip code to learn more about Texas homeowners insurance, plus review average rates and information per state, county or city.

  1. Texas Homeowners Insurance Quotes
  2. Denton County, TX Home Insurance
  3. The Colony, TX Home Insurance Quotes

75056 Average Home Insurance Rating Cost is: Very High!

Getting cheaper homeowners insurance in the 75056 zip code just got easier with GetHomeInsuranceQuotes.com of The Colony, TX. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 75056 today and let us help you review the best home insurance quotes available for homeowners living in The Colony.

Get 75056 Homeowners Insurance Rates Now!

75056 Home Insurance Average Premiums

Local 75056 homeowners insurance quotes comparison

$1290 /yr.

Shows Zip Code: 75056 lowest rates with discounts applied on average.

For the 75056, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1290 /yr.
Average Coverage:$1540 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1840 /yr.

What is the average home insurance cost for a home in 75056?

  • • The average homeowners insurance premium paid annually for a home in 75056 is around $1540 per year.

What does it cost on average per month for home insurance in 75056?

  • • Homeowners in 75056 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 75056?

  • • Autoowners in 75056 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the The Colony area, check out other zip codes nearby 75056.
Review average rates in another zip code:
75056 homeowners insurance rates

Home Replacement Cost Coverage in 75056

Average Building Cost Per Square Foot in 75056: $129

Location: The Colony, Texas (Denton County)

Average Square Footage in 75056: 2,567 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75056 before you start any project. The Colony homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75056 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75056 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,567 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the The Colony area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,567$331,100
Additional Upgrades & Added Features$1612,567$413,875
Major Home Updates or Advancements$1942,567$496,650

It's important to understand that when you estimate your replacement cost of your home in the 75056 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75056

Allstate Insurance - Patrick Moneymaker

Address: 4920-b Main St The Colony, TX 75056
Phone: (972)370-2707
Website:

Best Home & Auto Insurance Agencies in 75056

Allstate Insurance - Matt Courtney

Address: 6700 Main St, #128 The Colony, TX 75056
Phone:
Website:
Info:

Allstate Insurance Company - Edward Courtney

Address: 6700 Main St The Colony, TX 75056
Phone:
Website: http://www.allstateagencies.com/003704?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Moneymaker

Address: 4920 Main St The Colony, TX 75056
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Nationwide Insurance

Address: 7512 Main St, #206 The Colony, TX 75056
Phone:
Website:
Info:

Cammie Winover - Farmers Insurance

Address: 3700 Standridge Dr, Ste 202 The Colony, TX 75056
Phone:
Website: http://www.farmersagent.com/cwinover/
Info:

Housing Demographics for 75056

Population Review for 75056 Zip Code

For the city of The Colony, the population within 75056 has increased to over 79,118 residents in population size. The current population total is 67,570. We have broken down the population based on race below. In 75056, there are over 33218 in male population and 34352 females.

PopulationValues
Total Population67,570
White Population34809
Black Population6843
Hispanic Population13885
Asian Population11282
Hawaiian Population49
Indian Population545
Other Population5203
Male Population33218
Female Population34352
Population Estimate79118

Household Data for 75056

The average number of homes in 75056 is around 26,178, there are an average of 2.58 per household. The average house value according to local real estate values is around $331,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode26,178
Persons Per Household2.58
Average House Value$331,100
Income Per Household$100568
Median Age35.4
Median Age Male34.8
Median Age Female36.1
75056 DetailsValues
StateTX
State Full NameTexas
City TypeB
City Alias Abbreviation
Area Code972
CityThe Colony
City Alias NameTHE COLONY
CountyDenton
County FIPS121
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1249
Number Of Employees17166
Business First Quarter Payroll215264
Business Annual Payroll929393
Business Employment Flag
Growth Rank34
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number23792
Growth Increase Percentage3.6
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District26
Congressional LandArea907.15
Delivery Residential30666
Delivery Business1059
Delivery Total32236
Preferred Last Line KeyW26009
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW26009
Land Area23.630000
Water Area6.249000
City Alias Code
City Mixed CaseThe Colony
City Alias Mixed CaseThe Colony
Box Count297
SFDU1666
MFDU14762
State ANSI48
County ANSI121
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number485130
Unique ZIP Name
SSA State County Code45410
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseDenton

Texas Homeowners Insurance News & Information

  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]