Get multiple home insurance quotes in 75065. Our licensed 75065, TX agents are ready to serve you.

75065 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 75065 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Lake Dallas, TX. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 75065 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-866-502-7287 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Texas, like average Lake Dallas homeowners insurance rates, coverage options or home insurance types, please select Lake Dallas, TX Home Insurance Rates Online!

75065 Home Insurance Average Premiums

Local 75065 homeowners insurance quotes comparison

$1318 /yr.

Shows Zip Code: 75065 lowest rates with discounts applied on average.

For the 75065, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1318 /yr.
Average Coverage:$1568 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1868 /yr.

What is the average home insurance cost for a home in 75065?

  • • The average homeowners insurance premium paid annually for a home in 75065 is around $1568 per year.

What does it cost on average per month for home insurance in 75065?

  • • Homeowners in 75065 pay a monthly average cost per month around $131.00.

What kind of discount could I get if I combine my home and auto insurance together in 75065?

  • • Autoowners in 75065 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lake Dallas area, check out other zip codes nearby 75065.
Review average rates in another zip code:
75065 homeowners insurance rates

Home Replacement Cost Coverage in 75065

Average Building Cost Per Square Foot in 75065: $129

Location: Lake Dallas, Texas (Denton County)

Average Square Footage in 75065: 1,900 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75065 before you start any project. Lake Dallas homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75065 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75065 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,900 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lake Dallas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,900$245,100
Additional Upgrades & Added Features$1611,900$306,375
Major Home Updates or Advancements$1941,900$367,650

It's important to understand that when you estimate your replacement cost of your home in the 75065 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75065

Best Home & Auto Insurance Agencies in 75065

ACE Cash Express

Address: 301 W Hundley Dr Lake Dallas, TX 75065
Phone:
Website: http://www.acecashexpress.com/
Info:

Mark Tucker - Allstate Agent

Address: 3572 FM-2181 Hickory Creek, TX 75065
Phone:
Website: http://www.agents.allstate.com/USA/TX/mark-tucker.html
Info:

Rachel Walter-Farmers Insurance

Address: 303 Swisher Rd, Ste 220 Lake Dallas, TX 75065
Phone:
Website: http://www.farmersagent.com/rwalter1/
Info:

Housing Demographics for 75065

Population Review for 75065 Zip Code

For the city of Lake Dallas, the population within 75065 has increased to over 14,561 residents in population size. The current population total is 12,770. We have broken down the population based on race below. In 75065, there are over 6315 in male population and 6455 females.

PopulationValues
Total Population12,770
White Population8648
Black Population715
Hispanic Population3099
Asian Population383
Hawaiian Population11
Indian Population191
Other Population1113
Male Population6315
Female Population6455
Population Estimate14561

Household Data for 75065

The average number of homes in 75065 is around 4,732, there are an average of 2.70 per household. The average house value according to local real estate values is around $245,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,732
Persons Per Household2.70
Average House Value$245,100
Income Per Household$81271
Median Age38.6
Median Age Male37.3
Median Age Female39.8
75065 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code940/972
CityLake Dallas
City Alias NameLAKE DALLAS
CountyDenton
County FIPS121
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses215
Number Of Employees2067
Business First Quarter Payroll18311
Business Annual Payroll85925
Business Employment Flag
Growth Rank34
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number23792
Growth Increase Percentage3.6
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District26
Congressional LandArea907.15
Delivery Residential5393
Delivery Business232
Delivery Total6079
Preferred Last Line KeyW24383
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW24383
Land Area8.270000
Water Area7.803000
City Alias Code
City Mixed CaseLake Dallas
City Alias Mixed CaseLake Dallas
Box Count328
SFDU3442
MFDU796
State ANSI48
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number484870
Unique ZIP Name
SSA State County Code45410
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseDenton

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]