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75068, TX Homeowners Insurance Rates

With a population size of 66,248 and with 20,985 occupied homes in the 75068 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Little Elm, TX are around $1,532 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Little Elm, Texas. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-866-502-7287 so we can help you review rates today!

It's important to know that if your Texas home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Little Elm, TX.

For Texas home insurance information, including average Little Elm home insurance rates, coverage options or the different homeowners insurance types, please select Little Elm, TX Home Insurance Quotes Now!

75068 Home Insurance Average Premiums

Local 75068 homeowners insurance quotes comparison

$1282 /yr.

Shows Zip Code: 75068 lowest rates with discounts applied on average.

For the 75068, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1282 /yr.
Average Coverage:$1532 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1832 /yr.

What is the average home insurance cost for a home in 75068?

  • • The average homeowners insurance premium paid annually for a home in 75068 is around $1532 per year.

What does it cost on average per month for home insurance in 75068?

  • • Homeowners in 75068 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 75068?

  • • Autoowners in 75068 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Little Elm area, check out other zip codes nearby 75068.
Review average rates in another zip code:
75068 homeowners insurance rates

Home Replacement Cost Coverage in 75068

Average Building Cost Per Square Foot in 75068: $129

Location: Little Elm, Texas (Denton County)

Average Square Footage in 75068: 2,269 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75068 before you start any project. Little Elm homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75068 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75068 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,269 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Little Elm area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,269$292,700
Additional Upgrades & Added Features$1612,269$365,875
Major Home Updates or Advancements$1942,269$439,050

It's important to understand that when you estimate your replacement cost of your home in the 75068 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75068

Best Home & Auto Insurance Agencies in 75068

State Farm Insurance

Address: 2763 E Eldorado Pky, Ste 135 Little Elm, TX 75068
Phone:
Website: http://www.statefarm.com/
Info:

Allstate Insurance

Address: 800 W Eldorado Pky, #206 Little Elm, TX 75068
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 75068

Population Review for 75068 Zip Code

For the city of Little Elm, the population within 75068 has increased to over 79,948 residents in population size. The current population total is 66,248. We have broken down the population based on race below. In 75068, there are over 32407 in male population and 33841 females.

PopulationValues
Total Population66,248
White Population32008
Black Population12067
Hispanic Population15255
Asian Population6620
Hawaiian Population56
Indian Population559
Other Population5345
Male Population32407
Female Population33841
Population Estimate79948

Household Data for 75068

The average number of homes in 75068 is around 20,985, there are an average of 3.16 per household. The average house value according to local real estate values is around $292,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,985
Persons Per Household3.16
Average House Value$292,700
Income Per Household$113053
Median Age34.1
Median Age Male33.4
Median Age Female34.7
75068 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code972
CityLittle Elm
City Alias NameLITTLE ELM
CountyDenton
County FIPS121
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses628
Number Of Employees4023
Business First Quarter Payroll33707
Business Annual Payroll156802
Business Employment Flag
Growth Rank34
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number23792
Growth Increase Percentage3.6
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District04|26
Congressional LandArea10122.99|907.15
Delivery Residential25300
Delivery Business443
Delivery Total30955
Preferred Last Line KeyW24499
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW24499
Land Area27.866000
Water Area7.845000
City Alias Code
City Mixed CaseLittle Elm
City Alias Mixed CaseLittle Elm
Box Count605
SFDU17099
MFDU2097
State ANSI48
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number485205
Unique ZIP Name
SSA State County Code45410
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseDenton

Texas Homeowners Insurance News & Information

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  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]