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75071 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 75071 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Mckinney, TX quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 75071.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 75071 and start shopping.

Quickly and Easily Compare Average Rates for 75071

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mckinney, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 75071

Homeowners in Mckinney are paying roughly $1448 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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75071 Home Insurance Average Premiums

Local 75071 homeowners insurance quotes comparison

$1198 /yr.

Shows Zip Code: 75071 lowest rates with discounts applied on average.

For the 75071, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1198 /yr.
Average Coverage:$1448 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1748 /yr.

What is the average home insurance cost for a home in 75071?

  • • The average homeowners insurance premium paid annually for a home in 75071 is around $1448 per year.

What does it cost on average per month for home insurance in 75071?

  • • Homeowners in 75071 pay a monthly average cost per month around $121.00.

What kind of discount could I get if I combine my home and auto insurance together in 75071?

  • • Autoowners in 75071 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mckinney area, check out other zip codes nearby 75071.
Review average rates in another zip code:
75070 homeowners insurance rates
75069 homeowners insurance rates
75071 homeowners insurance rates

Home Replacement Cost Coverage in 75071

Average Building Cost Per Square Foot in 75071: $129

Location: Mckinney, Texas (Collin County)

Average Square Footage in 75071: 2,759 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75071 before you start any project. Mckinney homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75071 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75071 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,759 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mckinney area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,759$355,900
Additional Upgrades & Added Features$1612,759$444,875
Major Home Updates or Advancements$1942,759$533,850

It's important to understand that when you estimate your replacement cost of your home in the 75071 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75071

Allstate Insurance - Marc D Means

Address: 4685 W. University (hwy 380) Mc Kinney, TX 75071
Phone: (972)562-2957
Website:

Best Home & Auto Insurance Agencies in 75071

Allstate Insurance - Marc D Means

Address: 4685 W University Dr McKinney, TX 75071
Phone:
Website:
Info:

John T Clark Agency Llc - Nationwide Insurance

Address: 8901 Virginia Pky, Ste 700 Mckinney, TX 75071
Phone:
Website: http://www.nationwide.com/agent/McKinney-TEXAS-insurance-agent/john-clark/office.html
Info:

Housing Demographics for 75071

Population Review for 75071 Zip Code

For the city of Mckinney, the population within 75071 has increased to over 85,713 residents in population size. The current population total is 64,449. We have broken down the population based on race below. In 75071, there are over 31802 in male population and 32647 females.

PopulationValues
Total Population64,449
White Population38460
Black Population8473
Hispanic Population9608
Asian Population6776
Hawaiian Population53
Indian Population432
Other Population2895
Male Population31802
Female Population32647
Population Estimate85713

Household Data for 75071

The average number of homes in 75071 is around 20,917, there are an average of 3.02 per household. The average house value according to local real estate values is around $355,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,917
Persons Per Household3.02
Average House Value$355,900
Income Per Household$118900
Median Age35.9
Median Age Male35.4
Median Age Female36.4
75071 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code469/214/972/945
CityMckinney
City Alias NameMCKINNEY
CountyCollin
County FIPS085
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1202
Number Of Employees12386
Business First Quarter Payroll132900
Business Annual Payroll596269
Business Employment Flag
Growth Rank26
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29885
Growth Increase Percentage3.8
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District03|04
Congressional LandArea480.88|10122.99
Delivery Residential28382
Delivery Business1156
Delivery Total32559
Preferred Last Line KeyW24653
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW24653
Land Area74.143000
Water Area0.872000
City Alias Code
City Mixed CaseMcKinney
City Alias Mixed CaseMcKinney
Box Count388
SFDU15683
MFDU3576
State ANSI48
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number485490
Unique ZIP Name
SSA State County Code45310
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseCollin

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]