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Home Insurance Quotes in 75098

Are you shopping for a cheaper homeowners insurance rate in 75098? Our rates are very competitive for homeowners living in Wylie, TX. Many homeowners located in the 75098 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 75098. To get free 75098 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 75098 zip code should appear in the zip code field ready to go. Shopping Wylie, TX Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 75098 to review the best rate coverages.

Your 75098 Home Insurance Costs Is Rated: Very High!

For the great city of Wylie, the average home insurance premium paid annually is around $1448 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Texas specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Wylie and need insurance on your home in the 75098 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 75098 Homeowners Insurance Rates Now!

75098 Home Insurance Average Premiums

Local 75098 homeowners insurance quotes comparison

$1198 /yr.

Shows Zip Code: 75098 lowest rates with discounts applied on average.

For the 75098, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1198 /yr.
Average Coverage:$1448 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1748 /yr.

What is the average home insurance cost for a home in 75098?

  • • The average homeowners insurance premium paid annually for a home in 75098 is around $1448 per year.

What does it cost on average per month for home insurance in 75098?

  • • Homeowners in 75098 pay a monthly average cost per month around $121.00.

What kind of discount could I get if I combine my home and auto insurance together in 75098?

  • • Autoowners in 75098 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wylie area, check out other zip codes nearby 75098.
Review average rates in another zip code:
75098 homeowners insurance rates

Home Replacement Cost Coverage in 75098

Average Building Cost Per Square Foot in 75098: $129

Location: Wylie, Texas (Collin County)

Average Square Footage in 75098: 2,146 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75098 before you start any project. Wylie homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75098 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75098 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,146 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wylie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,146$276,800
Additional Upgrades & Added Features$1612,146$346,000
Major Home Updates or Advancements$1942,146$415,200

It's important to understand that when you estimate your replacement cost of your home in the 75098 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75098

Allstate Insurance - Tomi Brizendine

Address: 122 North Ballard Wylie, TX 75098
Phone: (972)442-7521
Website:

Best Home & Auto Insurance Agencies in 75098

Allstate-Jon L. Duncan Agency

Address: 2610 E Fm-544, #103 Wylie, TX 75098
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Bill Sinsabaugh Agency

Address: 122 N Ballard Ave Wylie, TX 75098
Phone:
Website:
Info:

Housing Demographics for 75098

Population Review for 75098 Zip Code

For the city of Wylie, the population within 75098 has increased to over 77,134 residents in population size. The current population total is 67,212. We have broken down the population based on race below. In 75098, there are over 32522 in male population and 34690 females.

PopulationValues
Total Population67,212
White Population38242
Black Population8449
Hispanic Population13244
Asian Population6393
Hawaiian Population63
Indian Population604
Other Population5451
Male Population32522
Female Population34690
Population Estimate77134

Household Data for 75098

The average number of homes in 75098 is around 21,067, there are an average of 3.18 per household. The average house value according to local real estate values is around $276,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,067
Persons Per Household3.18
Average House Value$276,800
Income Per Household$101460
Median Age35.3
Median Age Male34.4
Median Age Female36.0
75098 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code972/469
CityWylie
City Alias NameWYLIE
CountyCollin
County FIPS085
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses980
Number Of Employees10337
Business First Quarter Payroll96591
Business Annual Payroll436002
Business Employment Flag
Growth Rank26
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29885
Growth Increase Percentage3.8
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District03|04|05
Congressional LandArea480.88|10122.99|5043.85
Delivery Residential24256
Delivery Business862
Delivery Total26149
Preferred Last Line KeyW26399
Classification Code
Multi-CountyY
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW26399
Land Area32.013000
Water Area6.868000
City Alias Code
City Mixed CaseWylie
City Alias Mixed CaseWylie
Box Count873
SFDU16932
MFDU2645
State ANSI48
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number489910
Unique ZIP Name
SSA State County Code45310
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseCollin

Texas Homeowners Insurance News & Information

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  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]