Get multiple home insurance quotes in 75160. Our licensed 75160, TX agents are ready to serve you.

75160 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 75160 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Terrell, TX. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 75160 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-866-502-7287 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Texas, like average Terrell homeowners insurance rates, coverage options or home insurance types, please select Terrell, TX Home Insurance Rates Online!

75160 Home Insurance Average Premiums

Local 75160 homeowners insurance quotes comparison

$1254 /yr.

Shows Zip Code: 75160 lowest rates with discounts applied on average.

For the 75160, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1254 /yr.
Average Coverage:$1504 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1804 /yr.

What is the average home insurance cost for a home in 75160?

  • • The average homeowners insurance premium paid annually for a home in 75160 is around $1504 per year.

What does it cost on average per month for home insurance in 75160?

  • • Homeowners in 75160 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 75160?

  • • Autoowners in 75160 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Terrell area, check out other zip codes nearby 75160.
Review average rates in another zip code:
75161 homeowners insurance rates
75160 homeowners insurance rates

Home Replacement Cost Coverage in 75160

Average Building Cost Per Square Foot in 75160: $129

Location: Terrell, Texas (Kaufman County)

Average Square Footage in 75160: 1,253 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75160 before you start any project. Terrell homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75160 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75160 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,253 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Terrell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,253$161,700
Additional Upgrades & Added Features$1611,253$202,125
Major Home Updates or Advancements$1941,253$242,550

It's important to understand that when you estimate your replacement cost of your home in the 75160 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75160

Best Home & Auto Insurance Agencies in 75160

Dabney- Graylan T

Address: 112 N Adelaide St Terrell, TX 75160
Phone:
Website:
Info:

Allstate Insurance Companies - Terrell

Address: 310 W Brin St Terrell, TX 75160
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

R & R Paint & Body & Upholstery

Address: 429 Farm to Market Road 986 Terrell, TX 75160
Phone:
Website:
Info:

Housing Demographics for 75160

Population Review for 75160 Zip Code

For the city of Terrell, the population within 75160 has increased to over 28,521 residents in population size. The current population total is 26,632. We have broken down the population based on race below. In 75160, there are over 12863 in male population and 13769 females.

PopulationValues
Total Population26,632
White Population13988
Black Population5052
Hispanic Population7756
Asian Population277
Hawaiian Population5
Indian Population260
Other Population3406
Male Population12863
Female Population13769
Population Estimate28521

Household Data for 75160

The average number of homes in 75160 is around 9,200, there are an average of 2.82 per household. The average house value according to local real estate values is around $161,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,200
Persons Per Household2.82
Average House Value$161,700
Income Per Household$63105
Median Age37.5
Median Age Male36.4
Median Age Female38.5
75160 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code469/972/945
CityTerrell
City Alias NameTERRELL
CountyKaufman
County FIPS257
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses675
Number Of Employees12578
Business First Quarter Payroll140211
Business Annual Payroll592103
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District04|05
Congressional LandArea10122.99|5043.85
Delivery Residential10114
Delivery Business965
Delivery Total14476
Preferred Last Line KeyW25982
Classification Code
Multi-CountyY
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW25982
Land Area118.230000
Water Area0.783000
City Alias Code
City Mixed CaseTerrell
City Alias Mixed CaseTerrell
Box Count580
SFDU7860
MFDU1724
State ANSI48
County ANSI257
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number488915
Unique ZIP Name
SSA State County Code45730
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseKaufman

Texas Homeowners Insurance News & Information

  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]