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75166 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 75166 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Lavon, TX quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 75166.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 75166 and start shopping.

Quickly and Easily Compare Average Rates for 75166

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Lavon, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 75166

Homeowners in Lavon are paying roughly $1551 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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75166 Home Insurance Average Premiums

Local 75166 homeowners insurance quotes comparison

$1301 /yr.

Shows Zip Code: 75166 lowest rates with discounts applied on average.

For the 75166, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1301 /yr.
Average Coverage:$1551 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1851 /yr.

What is the average home insurance cost for a home in 75166?

  • • The average homeowners insurance premium paid annually for a home in 75166 is around $1551 per year.

What does it cost on average per month for home insurance in 75166?

  • • Homeowners in 75166 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 75166?

  • • Autoowners in 75166 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lavon area, check out other zip codes nearby 75166.
Review average rates in another zip code:
75166 homeowners insurance rates

Home Replacement Cost Coverage in 75166

Average Building Cost Per Square Foot in 75166: $129

Location: Lavon, Texas (Collin County)

Average Square Footage in 75166: 2,067 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75166 before you start any project. Lavon homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75166 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75166 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,067 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lavon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,067$266,700
Additional Upgrades & Added Features$1612,067$333,375
Major Home Updates or Advancements$1942,067$400,050

It's important to understand that when you estimate your replacement cost of your home in the 75166 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75166

Best Home & Auto Insurance Agencies in 75166

Housing Demographics for 75166

Population Review for 75166 Zip Code

For the city of Lavon, the population within 75166 has increased to over 9,208 residents in population size. The current population total is 5,457. We have broken down the population based on race below. In 75166, there are over 2638 in male population and 2819 females.

PopulationValues
Total Population5,457
White Population3604
Black Population604
Hispanic Population976
Asian Population207
Hawaiian Population2
Indian Population66
Other Population313
Male Population2638
Female Population2819
Population Estimate9208

Household Data for 75166

The average number of homes in 75166 is around 1,744, there are an average of 3.13 per household. The average house value according to local real estate values is around $266,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,744
Persons Per Household3.13
Average House Value$266,700
Income Per Household$105972
Median Age35.1
Median Age Male34.4
Median Age Female35.4
75166 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code469
CityLavon
City Alias NameLAVON
CountyCollin
County FIPS085
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses69
Number Of Employees325
Business First Quarter Payroll3163
Business Annual Payroll15661
Business Employment Flag
Growth Rank26
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29885
Growth Increase Percentage3.8
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District03
Congressional LandArea480.88
Delivery Residential2942
Delivery Business53
Delivery Total8128
Preferred Last Line KeyW24442
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW24442
Land Area12.931000
Water Area3.202000
City Alias Code
City Mixed CaseLavon
City Alias Mixed CaseLavon
Box Count184
SFDU1613
MFDU0
State ANSI48
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number485000
Unique ZIP Name
SSA State County Code45310
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseCollin

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]