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75209 Home Insurance Rates

Getting multiple homeowners insurance rates in 75209 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Dallas, TX. Many homeowners based out of the 75209 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Texas licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 75209 should appear in the zip code field ready to go. For Dallas, TX Home Insurance Quotes, Click to easily get started!

75209 Homeowners Insurance Rates, Average Rating: Very High!

Your homeowners insurance policy in 75209 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Dallas. For a basic HO-3, standard homeowners policy, the average premium per year in Texas is around $1405. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 75209 zip code today and let us help you save time and money on your homeowners insurance premium.

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75209 Home Insurance Average Premiums

Local 75209 homeowners insurance quotes comparison

$1155 /yr.

Shows Zip Code: 75209 lowest rates with discounts applied on average.

For the 75209, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1155 /yr.
Average Coverage:$1405 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1705 /yr.

What is the average home insurance cost for a home in 75209?

  • • The average homeowners insurance premium paid annually for a home in 75209 is around $1405 per year.

What does it cost on average per month for home insurance in 75209?

  • • Homeowners in 75209 pay a monthly average cost per month around $117.00.

What kind of discount could I get if I combine my home and auto insurance together in 75209?

  • • Autoowners in 75209 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dallas area, check out other zip codes nearby 75209.
Review average rates in another zip code:
75202 homeowners insurance rates
75244 homeowners insurance rates
75230 homeowners insurance rates
75253 homeowners insurance rates
75214 homeowners insurance rates
75241 homeowners insurance rates
75234 homeowners insurance rates
75233 homeowners insurance rates
75232 homeowners insurance rates
75208 homeowners insurance rates

Home Replacement Cost Coverage in 75209

Average Building Cost Per Square Foot in 75209: $129

Location: Dallas, Texas (Dallas County)

Average Square Footage in 75209: 4,684 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75209 before you start any project. Dallas homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75209 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75209 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,684 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dallas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1294,684$604,200
Additional Upgrades & Added Features$1614,684$755,250
Major Home Updates or Advancements$1944,684$906,300

It's important to understand that when you estimate your replacement cost of your home in the 75209 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75209

Best Home & Auto Insurance Agencies in 75209

Oaklawn Insurance Agency

Address: 5200 Lemmon Ave, Ste 105 Dallas, TX 75209
Phone:
Website: http://www.peterfisheragency.com/
Info:

ACE Cash Express

Address: 5610 Lemmon Ave, Ste E Dallas, TX 75209
Phone:
Website: http://www.acecashexpress.com/
Info:

Housing Demographics for 75209

Population Review for 75209 Zip Code

For the city of Dallas, the population within 75209 has increased to over 15,825 residents in population size. The current population total is 14,740. We have broken down the population based on race below. In 75209, there are over 7297 in male population and 7443 females.

PopulationValues
Total Population14,740
White Population9653
Black Population1830
Hispanic Population2831
Asian Population452
Hawaiian Population9
Indian Population86
Other Population1042
Male Population7297
Female Population7443
Population Estimate15825

Household Data for 75209

The average number of homes in 75209 is around 6,901, there are an average of 2.11 per household. The average house value according to local real estate values is around $604,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,901
Persons Per Household2.11
Average House Value$604,200
Income Per Household$103130
Median Age40.8
Median Age Male40.5
Median Age Female41.2
75209 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code214/469
CityDallas
City Alias NameDALLAS
CountyDallas
County FIPS113
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses605
Number Of Employees7395
Business First Quarter Payroll103817
Business Annual Payroll462784
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District24|30
Congressional LandArea262.76|356.27
Delivery Residential7500
Delivery Business515
Delivery Total8985
Preferred Last Line KeyW23428
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23428
Land Area3.500000
Water Area0.003000
City Alias Code
City Mixed CaseDallas
City Alias Mixed CaseDallas
Box Count31
SFDU5116
MFDU2100
State ANSI48
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482270
Unique ZIP Name
SSA State County Code45390
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDallas

Texas Homeowners Insurance News & Information

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  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]