Get multiple home insurance quotes in 75218. Our licensed 75218, TX agents are ready to serve you.

75218 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 75218 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Dallas, TX. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 75218 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-866-502-7287 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Texas, like average Dallas homeowners insurance rates, coverage options or home insurance types, please select Dallas, TX Home Insurance Rates Online!

75218 Home Insurance Average Premiums

Local 75218 homeowners insurance quotes comparison

$1322 /yr.

Shows Zip Code: 75218 lowest rates with discounts applied on average.

For the 75218, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1322 /yr.
Average Coverage:$1572 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1872 /yr.

What is the average home insurance cost for a home in 75218?

  • • The average homeowners insurance premium paid annually for a home in 75218 is around $1572 per year.

What does it cost on average per month for home insurance in 75218?

  • • Homeowners in 75218 pay a monthly average cost per month around $131.00.

What kind of discount could I get if I combine my home and auto insurance together in 75218?

  • • Autoowners in 75218 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dallas area, check out other zip codes nearby 75218.
Review average rates in another zip code:
75211 homeowners insurance rates
75205 homeowners insurance rates
75243 homeowners insurance rates
75223 homeowners insurance rates
75206 homeowners insurance rates
75248 homeowners insurance rates
75225 homeowners insurance rates
75210 homeowners insurance rates
75217 homeowners insurance rates
75253 homeowners insurance rates

Home Replacement Cost Coverage in 75218

Average Building Cost Per Square Foot in 75218: $129

Location: Dallas, Texas (Dallas County)

Average Square Footage in 75218: 2,994 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75218 before you start any project. Dallas homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75218 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75218 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,994 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dallas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,994$386,200
Additional Upgrades & Added Features$1612,994$482,750
Major Home Updates or Advancements$1942,994$579,300

It's important to understand that when you estimate your replacement cost of your home in the 75218 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75218

Best Home & Auto Insurance Agencies in 75218

Joe Pearce State Farm Agent

Address: 9543 Losa Dr, Ste 111 Dallas, TX 75218
Phone:
Website: http://www.joepearceinsurance.com/
Info:

Fred Loya Insurance

Address: 12414 Jupiter Rd Dallas, TX 75218
Phone:
Website: http://www.fredloya.com/
Info:

ACE Cash Express

Address: 10806 Garland Rd Dallas, TX 75218
Phone:
Website: http://www.acecashexpress.com/
Info:

Housing Demographics for 75218

Population Review for 75218 Zip Code

For the city of Dallas, the population within 75218 has increased to over 24,531 residents in population size. The current population total is 23,136. We have broken down the population based on race below. In 75218, there are over 11201 in male population and 11935 females.

PopulationValues
Total Population23,136
White Population15798
Black Population1304
Hispanic Population6065
Asian Population425
Hawaiian Population16
Indian Population185
Other Population2101
Male Population11201
Female Population11935
Population Estimate24531

Household Data for 75218

The average number of homes in 75218 is around 10,144, there are an average of 2.27 per household. The average house value according to local real estate values is around $386,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,144
Persons Per Household2.27
Average House Value$386,200
Income Per Household$95500
Median Age40.9
Median Age Male40.0
Median Age Female42.0
75218 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code214/972
CityDallas
City Alias NameDALLAS
CountyDallas
County FIPS113
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses647
Number Of Employees6322
Business First Quarter Payroll62081
Business Annual Payroll280679
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District32
Congressional LandArea185.66
Delivery Residential10807
Delivery Business618
Delivery Total16781
Preferred Last Line KeyW23428
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23428
Land Area6.899000
Water Area0.670000
City Alias Code
City Mixed CaseDallas
City Alias Mixed CaseDallas
Box Count447
SFDU8252
MFDU2204
State ANSI48
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482270
Unique ZIP Name
SSA State County Code45390
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDallas

Texas Homeowners Insurance News & Information

  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]