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Home Insurance in 75407

One of the best ways to save money on your homeowners insurance policy in the 75407 zip code is to shop your coverage on a regular basis. If your premium has been headed up in the last few years, we can help you find a great policy from the comfort of your own living room.

GetHomeInsuranceQuotes.com is the easiest way to shop for competitive homeowners insurance rates in in Princeton, TX. A few clicks of the mouse and we will show you quotes from up to 12 nationwide carriers who are happy to compete for your business.

As always, our service is free and our Texas licensed agents can advise you on the coverages you need as well as the coverage levels you should be carrying to fully protect your property and possessions. They will also be happy to answer any questions you may have and explain the details of your homeowners insurance coverage.

Getting started is easy, simply click on the "Get Multiple Quotes Now" button at the top of the page, verify your 75407 zip code and you are ready to start saving on home insurance.

Quickly Compare Rate Quotes for 75407

Find Princeton, TX Homeowners Insurance Quotes to review the best coverage options in your area.

Information on the Average Homeowners Premiums in 75407

According to industry data, homeowners located in Princeton pay roughly $1529 per year for a HO-3 homeowners policy. A HO-3 policy is considered the standard when it comes to homeowners insurance. It offers protection for your home, possessions, loss of use as well as liability protection. If you have a mortgage on your property, your lender will require an HO-3 policy is in place to protect their loan.

Remember, an HO-3 policy does not offer coverage for flood damage in 75407 zip code. If you live in a high-risk area for flood damage, your lender will most likely require that you carry a separate flood insurance policy. Our agents can help you determine if you need flood insurance coverage and help you find a policy that fully protects your property.

A recent ranking of Texas home insurance premiums found that premiums in 75407 are 4 when compared to other state averages. Shopping your coverage on a regular basis is the best way to ensure you are getting the best price on a homeowners policy.

Start Shopping 75407 Home Insurance Quotes Right Now!

The best part of our job is helping homeowners save money on their homeowners insurance while also educating our clients on the different types of coverage available to them in 75407.

Let us find you a great policy at an affordable price, get 75407 homeowners insurance quotes now.

75407 Home Insurance Average Premiums

Local 75407 homeowners insurance quotes comparison

$1279 /yr.

Shows Zip Code: 75407 lowest rates with discounts applied on average.

For the 75407, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1279 /yr.
Average Coverage:$1529 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1829 /yr.

What is the average home insurance cost for a home in 75407?

  • • The average homeowners insurance premium paid annually for a home in 75407 is around $1529 per year.

What does it cost on average per month for home insurance in 75407?

  • • Homeowners in 75407 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 75407?

  • • Autoowners in 75407 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Princeton area, check out other zip codes nearby 75407.
Review average rates in another zip code:
75407 homeowners insurance rates

Home Replacement Cost Coverage in 75407

Average Building Cost Per Square Foot in 75407: $129

Location: Princeton, Texas (Collin County)

Average Square Footage in 75407: 1,698 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75407 before you start any project. Princeton homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75407 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75407 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,698 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Princeton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,698$219,100
Additional Upgrades & Added Features$1611,698$273,875
Major Home Updates or Advancements$1941,698$328,650

It's important to understand that when you estimate your replacement cost of your home in the 75407 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75407

Best Home & Auto Insurance Agencies in 75407

Housing Demographics for 75407

Population Review for 75407 Zip Code

For the city of Princeton, the population within 75407 has increased to over 50,340 residents in population size. The current population total is 25,738. We have broken down the population based on race below. In 75407, there are over 12746 in male population and 12992 females.

PopulationValues
Total Population25,738
White Population14159
Black Population2718
Hispanic Population8846
Asian Population698
Hawaiian Population21
Indian Population330
Other Population3668
Male Population12746
Female Population12992
Population Estimate50340

Household Data for 75407

The average number of homes in 75407 is around 8,161, there are an average of 3.15 per household. The average house value according to local real estate values is around $219,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,161
Persons Per Household3.15
Average House Value$219,100
Income Per Household$78743
Median Age32.4
Median Age Male31.7
Median Age Female33.0
75407 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code469/972/945
CityPrinceton
City Alias NamePRINCETON
CountyCollin
County FIPS085
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses245
Number Of Employees1974
Business First Quarter Payroll15499
Business Annual Payroll68153
Business Employment Flag
Growth Rank26
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29885
Growth Increase Percentage3.8
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District03
Congressional LandArea480.88
Delivery Residential15981
Delivery Business260
Delivery Total16673
Preferred Last Line KeyW25251
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW25251
Land Area49.937000
Water Area15.326000
City Alias Code
City Mixed CasePrinceton
City Alias Mixed CasePrinceton
Box Count392
SFDU5621
MFDU847
State ANSI48
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number487320
Unique ZIP Name
SSA State County Code45310
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseCollin

Texas Homeowners Insurance News & Information

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