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Searching for Homeowners Insurance in 75414

If you are a homeowners that lives in 75414 you may be searching for more affordable homeowners insurance in Bells. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Bells, TX. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Texas licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 75414 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bells, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 75414 Home Insurance Costs: very high!

In Bells, homeowners are paying roughly $1457 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 75414 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Bells are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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75414 Home Insurance Average Premiums

Local 75414 homeowners insurance quotes comparison

$1207 /yr.

Shows Zip Code: 75414 lowest rates with discounts applied on average.

For the 75414, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1207 /yr.
Average Coverage:$1457 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1757 /yr.

What is the average home insurance cost for a home in 75414?

  • • The average homeowners insurance premium paid annually for a home in 75414 is around $1457 per year.

What does it cost on average per month for home insurance in 75414?

  • • Homeowners in 75414 pay a monthly average cost per month around $121.00.

What kind of discount could I get if I combine my home and auto insurance together in 75414?

  • • Autoowners in 75414 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bells area, check out other zip codes nearby 75414.
Review average rates in another zip code:
75414 homeowners insurance rates

Home Replacement Cost Coverage in 75414

Average Building Cost Per Square Foot in 75414: $129

Location: Bells, Texas (Grayson County)

Average Square Footage in 75414: 1,388 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75414 before you start any project. Bells homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75414 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75414 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,388 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bells area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,388$179,000
Additional Upgrades & Added Features$1611,388$223,750
Major Home Updates or Advancements$1941,388$268,500

It's important to understand that when you estimate your replacement cost of your home in the 75414 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75414

Best Home & Auto Insurance Agencies in 75414

Housing Demographics for 75414

Population Review for 75414 Zip Code

For the city of Bells, the population within 75414 has increased to over 3,487 residents in population size. The current population total is 3,507. We have broken down the population based on race below. In 75414, there are over 1736 in male population and 1771 females.

PopulationValues
Total Population3,507
White Population2971
Black Population35
Hispanic Population265
Asian Population17
Hawaiian Population6
Indian Population53
Other Population120
Male Population1736
Female Population1771
Population Estimate3487

Household Data for 75414

The average number of homes in 75414 is around 1,287, there are an average of 2.72 per household. The average house value according to local real estate values is around $179,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,287
Persons Per Household2.72
Average House Value$179,000
Income Per Household$73471
Median Age41.5
Median Age Male41.0
Median Age Female42.1
75414 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code903/430
CityBells
City Alias NameBELLS
CountyGrayson
County FIPS181
State FIPS48
Time Zone6
Day Light SavingY
MSA7640
PMSA
CSA206
CBSA43300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSherman-Denison, TX
MSA_NameSherman-Denison, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses37
Number Of Employees289
Business First Quarter Payroll2730
Business Annual Payroll11996
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population120877
CBSA Division Population0
Congressional District04
Congressional LandArea10122.99
Delivery Residential1282
Delivery Business22
Delivery Total1633
Preferred Last Line KeyW22904
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_Name
City State KeyW22904
Land Area49.542000
Water Area0.353000
City Alias Code
City Mixed CaseBells
City Alias Mixed CaseBells
Box Count288
SFDU1282
MFDU0
State ANSI48
County ANSI181
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number480660
Unique ZIP Name
SSA State County Code45564
Medicare CBSA Code43300
Medicare CBSA NameSherman-Denison, TX
Medicare CBSA TypeMetro
Market Rating Area ID19
County Mixed CaseGrayson

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