Get multiple home insurance quotes in 75416. Our licensed 75416, TX agents are ready to serve you.

Check Out 75416 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Blossom, TX.

We will gather some basic information about your home in Blossom, TX and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Texas licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 75416 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 75416

We have pulled together a variety of data related to homeowners insurance in Texas. Simply click on one of the links below to learn about the average cost of homeowners insurance in Texas as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Blossom, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

75416 Homeowners Insurance Rates, Average Rating: very high!

Homeowners insurance policies in 75416 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Texas is roughly $1502. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 75416 homeowners insurance policy!

75416 Home Insurance Average Premiums

Local 75416 homeowners insurance quotes comparison

$1252 /yr.

Shows Zip Code: 75416 lowest rates with discounts applied on average.

For the 75416, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1252 /yr.
Average Coverage:$1502 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1802 /yr.

What is the average home insurance cost for a home in 75416?

  • • The average homeowners insurance premium paid annually for a home in 75416 is around $1502 per year.

What does it cost on average per month for home insurance in 75416?

  • • Homeowners in 75416 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 75416?

  • • Autoowners in 75416 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Blossom area, check out other zip codes nearby 75416.
Review average rates in another zip code:
75416 homeowners insurance rates

Home Replacement Cost Coverage in 75416

Average Building Cost Per Square Foot in 75416: $129

Location: Blossom, Texas (Lamar County)

Average Square Footage in 75416: 1,002 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75416 before you start any project. Blossom homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75416 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75416 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,002 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Blossom area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,002$129,200
Additional Upgrades & Added Features$1611,002$161,500
Major Home Updates or Advancements$1941,002$193,800

It's important to understand that when you estimate your replacement cost of your home in the 75416 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75416

Best Home & Auto Insurance Agencies in 75416

Housing Demographics for 75416

Population Review for 75416 Zip Code

For the city of Blossom, the population within 75416 has increased to over 2,836 residents in population size. The current population total is 2,848. We have broken down the population based on race below. In 75416, there are over 1409 in male population and 1439 females.

PopulationValues
Total Population2,848
White Population2503
Black Population53
Hispanic Population155
Asian Population6
Hawaiian Population0
Indian Population51
Other Population76
Male Population1409
Female Population1439
Population Estimate2836

Household Data for 75416

The average number of homes in 75416 is around 1,134, there are an average of 2.51 per household. The average house value according to local real estate values is around $129,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,134
Persons Per Household2.51
Average House Value$129,200
Income Per Household$67974
Median Age42.4
Median Age Male40.9
Median Age Female44.4
75416 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code903/430
CityBlossom
City Alias NameBLOSSOM
CountyLamar
County FIPS277
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA37580
CBSA_DIV
CBSA_TypeMicro
CBSA_NameParis, TX
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses34
Number Of Employees192
Business First Quarter Payroll2291
Business Annual Payroll8253
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population49793
CBSA Division Population0
Congressional District01|04
Congressional LandArea7858.86|10122.99
Delivery Residential1130
Delivery Business27
Delivery Total1466
Preferred Last Line KeyW22979
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW22979
Land Area76.406000
Water Area0.770000
City Alias Code
City Mixed CaseBlossom
City Alias Mixed CaseBlossom
Box Count275
SFDU1103
MFDU0
State ANSI48
County ANSI277
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number480880
Unique ZIP Name
SSA State County Code45750
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID20
County Mixed CaseLamar

Texas Homeowners Insurance News & Information

  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]