Get multiple home insurance quotes in 75551. Our licensed 75551, TX agents are ready to serve you.

75551 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 75551? Our rates are very competitive for homeowners living in Atlanta, TX. Many homeowners based out of your 75551 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 75551 should appear in the zip code field ready to go. For Atlanta, TX Home Insurance Rate Quotes click to review the best rates and service online!

75551 Average Premium is Rated: Very High!

Homeowners living in 75551 can easily save up to 40% off the average home insurance premium of $1470 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Atlanta that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 75551 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 75551!

75551 Home Insurance Average Premiums

Local 75551 homeowners insurance quotes comparison

$1220 /yr.

Shows Zip Code: 75551 lowest rates with discounts applied on average.

For the 75551, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1220 /yr.
Average Coverage:$1470 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1770 /yr.

What is the average home insurance cost for a home in 75551?

  • • The average homeowners insurance premium paid annually for a home in 75551 is around $1470 per year.

What does it cost on average per month for home insurance in 75551?

  • • Homeowners in 75551 pay a monthly average cost per month around $123.00.

What kind of discount could I get if I combine my home and auto insurance together in 75551?

  • • Autoowners in 75551 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Atlanta area, check out other zip codes nearby 75551.
Review average rates in another zip code:
75551 homeowners insurance rates

Home Replacement Cost Coverage in 75551

Average Building Cost Per Square Foot in 75551: $129

Location: Atlanta, Texas (Cass County)

Average Square Footage in 75551: 980 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75551 before you start any project. Atlanta homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75551 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75551 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 980 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Atlanta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129980$126,400
Additional Upgrades & Added Features$161980$158,000
Major Home Updates or Advancements$194980$189,600

It's important to understand that when you estimate your replacement cost of your home in the 75551 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75551

Best Home & Auto Insurance Agencies in 75551

Allstate Insurance Companies

Address: 305 E Main St Atlanta, TX 75551
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Hooten, Kenneth - Allstate

Address: 305 E Main St, #C Atlanta, TX 75551
Phone:
Website: http://www.allstateagencies.com/KennethHooten/Welcome/
Info:

Texas Farm Bureau Insurance

Address: 721 W Main St Atlanta, TX 75551
Phone:
Website: http://www.txfb-ins.com/
Info:

Housing Demographics for 75551

Population Review for 75551 Zip Code

For the city of Atlanta, the population within 75551 has increased to over 10,657 residents in population size. The current population total is 10,372. We have broken down the population based on race below. In 75551, there are over 4994 in male population and 5378 females.

PopulationValues
Total Population10,372
White Population7556
Black Population2003
Hispanic Population442
Asian Population45
Hawaiian Population3
Indian Population54
Other Population220
Male Population4994
Female Population5378
Population Estimate10657

Household Data for 75551

The average number of homes in 75551 is around 4,220, there are an average of 2.41 per household. The average house value according to local real estate values is around $126,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,220
Persons Per Household2.41
Average House Value$126,400
Income Per Household$60396
Median Age44.8
Median Age Male43.6
Median Age Female46.0
75551 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code430/903
CityAtlanta
City Alias NameATLANTA
CountyCass
County FIPS067
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses232
Number Of Employees2392
Business First Quarter Payroll16818
Business Annual Payroll72307
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea7858.86
Delivery Residential4422
Delivery Business300
Delivery Total5278
Preferred Last Line KeyW22810
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW22810
Land Area161.735000
Water Area6.903000
City Alias Code
City Mixed CaseAtlanta
City Alias Mixed CaseAtlanta
Box Count443
SFDU4047
MFDU89
State ANSI48
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number480400
Unique ZIP Name
SSA State County Code45260
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID20
County Mixed CaseCass

Texas Homeowners Insurance News & Information

  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]