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75570, TX Homeowners Insurance Rates

With a population size of 11,315 and with 3,495 occupied homes in the 75570 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in New Boston, TX are around $1,506 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in New Boston, Texas. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-866-502-7287 so we can help you review rates today!

It's important to know that if your Texas home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in New Boston, TX.

For Texas home insurance information, including average New Boston home insurance rates, coverage options or the different homeowners insurance types, please select New Boston, TX Home Insurance Quotes Now!

75570 Home Insurance Average Premiums

Local 75570 homeowners insurance quotes comparison

$1256 /yr.

Shows Zip Code: 75570 lowest rates with discounts applied on average.

For the 75570, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1256 /yr.
Average Coverage:$1506 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1806 /yr.

What is the average home insurance cost for a home in 75570?

  • • The average homeowners insurance premium paid annually for a home in 75570 is around $1506 per year.

What does it cost on average per month for home insurance in 75570?

  • • Homeowners in 75570 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 75570?

  • • Autoowners in 75570 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Boston area, check out other zip codes nearby 75570.
Review average rates in another zip code:
75570 homeowners insurance rates

Home Replacement Cost Coverage in 75570

Average Building Cost Per Square Foot in 75570: $129

Location: New Boston, Texas (Bowie County)

Average Square Footage in 75570: 803 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75570 before you start any project. New Boston homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75570 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75570 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 803 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Boston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129803$103,600
Additional Upgrades & Added Features$161803$129,500
Major Home Updates or Advancements$194803$155,400

It's important to understand that when you estimate your replacement cost of your home in the 75570 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75570

Best Home & Auto Insurance Agencies in 75570

Housing Demographics for 75570

Population Review for 75570 Zip Code

For the city of New Boston, the population within 75570 has increased to over 8,922 residents in population size. The current population total is 11,315. We have broken down the population based on race below. In 75570, there are over 6851 in male population and 4464 females.

PopulationValues
Total Population11,315
White Population6893
Black Population2439
Hispanic Population1346
Asian Population69
Hawaiian Population12
Indian Population73
Other Population1064
Male Population6851
Female Population4464
Population Estimate8922

Household Data for 75570

The average number of homes in 75570 is around 3,495, there are an average of 2.43 per household. The average house value according to local real estate values is around $103,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,495
Persons Per Household2.43
Average House Value$103,600
Income Per Household$61563
Median Age38.8
Median Age Male37.4
Median Age Female42.6
75570 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code903/430
CityNew Boston
City Alias NameNEW BOSTON
CountyBowie
County FIPS037
State FIPS48
Time Zone6
Day Light SavingY
MSA8360
PMSA
CSA
CBSA45500
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTexarkana, TX-AR
MSA_NameTexarkana, TX-Texarkana, AR MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses206
Number Of Employees3205
Business First Quarter Payroll26348
Business Annual Payroll104963
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population136027
CBSA Division Population0
Congressional District01|04
Congressional LandArea7858.86|10122.99
Delivery Residential3672
Delivery Business281
Delivery Total4888
Preferred Last Line KeyW24866
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW24866
Land Area132.978000
Water Area1.312000
City Alias Code
City Mixed CaseNew Boston
City Alias Mixed CaseNew Boston
Box Count340
SFDU3320
MFDU90
State ANSI48
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number486315
Unique ZIP Name
SSA State County Code45170
Medicare CBSA Code45500
Medicare CBSA NameTexarkana, TX-AR
Medicare CBSA TypeMetro
Market Rating Area ID20
County Mixed CaseBowie

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]