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Searching for Homeowners Insurance in 75604

If you are a homeowners that lives in 75604 you may be searching for more affordable homeowners insurance in Longview. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Longview, TX. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Texas licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 75604 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Longview, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 75604 Home Insurance Costs: very high!

In Longview, homeowners are paying roughly $1492 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 75604 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Longview are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 75604 policy right now!

75604 Home Insurance Average Premiums

Local 75604 homeowners insurance quotes comparison

$1242 /yr.

Shows Zip Code: 75604 lowest rates with discounts applied on average.

For the 75604, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1242 /yr.
Average Coverage:$1492 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1792 /yr.

What is the average home insurance cost for a home in 75604?

  • • The average homeowners insurance premium paid annually for a home in 75604 is around $1492 per year.

What does it cost on average per month for home insurance in 75604?

  • • Homeowners in 75604 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 75604?

  • • Autoowners in 75604 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Longview area, check out other zip codes nearby 75604.
Review average rates in another zip code:
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75603 homeowners insurance rates

Home Replacement Cost Coverage in 75604

Average Building Cost Per Square Foot in 75604: $129

Location: Longview, Texas (Gregg County)

Average Square Footage in 75604: 1,171 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75604 before you start any project. Longview homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75604 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75604 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,171 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Longview area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,171$151,000
Additional Upgrades & Added Features$1611,171$188,750
Major Home Updates or Advancements$1941,171$226,500

It's important to understand that when you estimate your replacement cost of your home in the 75604 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75604

Best Home & Auto Insurance Agencies in 75604

Bradley Jason Insurance Agency

Address: 413 Gilmer Rd Longview, TX 75604
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Allstate Insurance-Gary Lawrence Insurance

Address: 901 Gilmer Rd Longview, TX 75604
Phone:
Website: http://www.agent.allstate.com/23424
Info:

Housing Demographics for 75604

Population Review for 75604 Zip Code

For the city of Longview, the population within 75604 has increased to over 32,637 residents in population size. The current population total is 30,752. We have broken down the population based on race below. In 75604, there are over 14734 in male population and 16018 females.

PopulationValues
Total Population30,752
White Population18322
Black Population5852
Hispanic Population5960
Asian Population381
Hawaiian Population10
Indian Population184
Other Population2629
Male Population14734
Female Population16018
Population Estimate32637

Household Data for 75604

The average number of homes in 75604 is around 11,801, there are an average of 2.58 per household. The average house value according to local real estate values is around $151,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,801
Persons Per Household2.58
Average House Value$151,000
Income Per Household$56726
Median Age35.6
Median Age Male34.6
Median Age Female36.6
75604 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code903/430
CityLongview
City Alias NameLONGVIEW
CountyGregg
County FIPS183
State FIPS48
Time Zone6
Day Light SavingY
MSA4420
PMSA
CSA
CBSA30980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLongview, TX
MSA_NameLongview-Marshall, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses913
Number Of Employees12346
Business First Quarter Payroll140425
Business Annual Payroll569985
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population214369
CBSA Division Population0
Congressional District01
Congressional LandArea7858.86
Delivery Residential12650
Delivery Business1245
Delivery Total13961
Preferred Last Line KeyW24532
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW24532
Land Area44.131000
Water Area0.350000
City Alias Code
City Mixed CaseLongview
City Alias Mixed CaseLongview
Box Count0
SFDU10011
MFDU1596
State ANSI48
County ANSI183
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number485305
Unique ZIP Name
SSA State County Code45570
Medicare CBSA Code30980
Medicare CBSA NameLongview, TX
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseGregg

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]