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75662, TX Home Insurance

In the zip code of 75662, the population size is around 25,002, which consists of 9,195 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Kilgore, TX. A few years ago, a study was done and found that the average home insurance rates for Texas are around $1,516 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 75662 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Kilgore. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-866-502-7287 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Kilgore, TX Homeowners Insurance Online Rates Today!

75662 Home Insurance Average Premiums

Local 75662 homeowners insurance quotes comparison

$1266 /yr.

Shows Zip Code: 75662 lowest rates with discounts applied on average.

For the 75662, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1266 /yr.
Average Coverage:$1516 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1816 /yr.

What is the average home insurance cost for a home in 75662?

  • • The average homeowners insurance premium paid annually for a home in 75662 is around $1516 per year.

What does it cost on average per month for home insurance in 75662?

  • • Homeowners in 75662 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 75662?

  • • Autoowners in 75662 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kilgore area, check out other zip codes nearby 75662.
Review average rates in another zip code:
75662 homeowners insurance rates

Home Replacement Cost Coverage in 75662

Average Building Cost Per Square Foot in 75662: $129

Location: Kilgore, Texas (Gregg County)

Average Square Footage in 75662: 1,011 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75662 before you start any project. Kilgore homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75662 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75662 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,011 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kilgore area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,011$130,400
Additional Upgrades & Added Features$1611,011$163,000
Major Home Updates or Advancements$1941,011$195,600

It's important to understand that when you estimate your replacement cost of your home in the 75662 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75662

All American Insurance Agency

Address: 3401 Stone Rd Kilgore, TX 75662
Phone: (903)984-6606
Website:

Best Home & Auto Insurance Agencies in 75662

All American Insurance Agency

Address: 3401 Stone Rd Kilgore, TX 75662
Phone:
Website:
Info:

Housing Demographics for 75662

Population Review for 75662 Zip Code

For the city of Kilgore, the population within 75662 has increased to over 26,424 residents in population size. The current population total is 25,002. We have broken down the population based on race below. In 75662, there are over 12161 in male population and 12841 females.

PopulationValues
Total Population25,002
White Population16606
Black Population2967
Hispanic Population5218
Asian Population163
Hawaiian Population10
Indian Population205
Other Population2394
Male Population12161
Female Population12841
Population Estimate26424

Household Data for 75662

The average number of homes in 75662 is around 9,195, there are an average of 2.66 per household. The average house value according to local real estate values is around $130,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,195
Persons Per Household2.66
Average House Value$130,400
Income Per Household$62407
Median Age37.2
Median Age Male36.2
Median Age Female38.1
75662 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code903/430
CityKilgore
City Alias NameKILGORE
CountyGregg
County FIPS183
State FIPS48
Time Zone6
Day Light SavingY
MSA4420
PMSA
CSA
CBSA30980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLongview, TX
MSA_NameLongview-Marshall, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses640
Number Of Employees8537
Business First Quarter Payroll100637
Business Annual Payroll450955
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population214369
CBSA Division Population0
Congressional District01
Congressional LandArea7858.86
Delivery Residential9934
Delivery Business924
Delivery Total10844
Preferred Last Line KeyW24309
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW24309
Land Area126.842000
Water Area0.208000
City Alias Code
City Mixed CaseKilgore
City Alias Mixed CaseKilgore
Box Count0
SFDU8786
MFDU745
State ANSI48
County ANSI183
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484695
Unique ZIP Name
SSA State County Code45570
Medicare CBSA Code30980
Medicare CBSA NameLongview, TX
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseGregg

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]