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Find the Best Home Insurance Rates in 75766

Shopping for homeowners insurance in 75766 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Jacksonville, TX and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Texas licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 75766 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 75766

Find Jacksonville, TX Homeowners Insurance Quotes to review the best coverage options in your area.

75766 Home Insurance Rating is: very high!

In 75766 the average premium is $1480. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 75766, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 75766!

75766 Home Insurance Average Premiums

Local 75766 homeowners insurance quotes comparison

$1230 /yr.

Shows Zip Code: 75766 lowest rates with discounts applied on average.

For the 75766, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1230 /yr.
Average Coverage:$1480 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1780 /yr.

What is the average home insurance cost for a home in 75766?

  • • The average homeowners insurance premium paid annually for a home in 75766 is around $1480 per year.

What does it cost on average per month for home insurance in 75766?

  • • Homeowners in 75766 pay a monthly average cost per month around $123.00.

What kind of discount could I get if I combine my home and auto insurance together in 75766?

  • • Autoowners in 75766 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jacksonville area, check out other zip codes nearby 75766.
Review average rates in another zip code:
75766 homeowners insurance rates

Home Replacement Cost Coverage in 75766

Average Building Cost Per Square Foot in 75766: $129

Location: Jacksonville, Texas (Cherokee County)

Average Square Footage in 75766: 897 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75766 before you start any project. Jacksonville homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75766 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75766 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 897 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jacksonville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129897$115,700
Additional Upgrades & Added Features$161897$144,625
Major Home Updates or Advancements$194897$173,550

It's important to understand that when you estimate your replacement cost of your home in the 75766 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75766

Best Home & Auto Insurance Agencies in 75766

Alan R Johnson Insurance

Address: 1503 S Jackson St, #7 Jacksonville, TX 75766
Phone:
Website:
Info:

State Farm Insurance

Address: 1910 S Jackson St Jacksonville, TX 75766
Phone:
Website: http://www.statefarm.com/
Info:

Housing Demographics for 75766

Population Review for 75766 Zip Code

For the city of Jacksonville, the population within 75766 has increased to over 28,581 residents in population size. The current population total is 25,382. We have broken down the population based on race below. In 75766, there are over 12391 in male population and 12991 females.

PopulationValues
Total Population25,382
White Population13850
Black Population3472
Hispanic Population8484
Asian Population155
Hawaiian Population10
Indian Population328
Other Population4450
Male Population12391
Female Population12991
Population Estimate28581

Household Data for 75766

The average number of homes in 75766 is around 9,261, there are an average of 2.72 per household. The average house value according to local real estate values is around $115,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,261
Persons Per Household2.72
Average House Value$115,700
Income Per Household$47752
Median Age38.2
Median Age Male36.2
Median Age Female40.0
75766 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code903/430
CityJacksonville
City Alias NameJACKSONVILLE
CountyCherokee
County FIPS073
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA540
CBSA27380
CBSA_DIV
CBSA_TypeMicro
CBSA_NameJacksonville, TX
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses497
Number Of Employees7283
Business First Quarter Payroll68468
Business Annual Payroll299939
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population50845
CBSA Division Population0
Congressional District06
Congressional LandArea2148.41
Delivery Residential10508
Delivery Business765
Delivery Total12446
Preferred Last Line KeyW24215
Classification Code
Multi-County
CSA NameTyler-Jacksonville, TX
CBSA_DIV_Name
City State KeyW24215
Land Area318.315000
Water Area3.705000
City Alias Code
City Mixed CaseJacksonville
City Alias Mixed CaseJacksonville
Box Count819
SFDU9310
MFDU683
State ANSI48
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484395
Unique ZIP Name
SSA State County Code45281
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID21
County Mixed CaseCherokee

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]